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Computerized medical insurance system including means to automatically update member eligibility files at pre-established intervals

DC
  • US 5,070,452 A
  • Filed: 10/17/1989
  • Issued: 12/03/1991
  • Est. Priority Date: 06/30/1987
  • Status: Expired due to Term
First Claim
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1. Apparatus for updating a central data base consisting of the identities of beneficiaries who at a point in time are members of an employment group having post-membership option rights for continuing health care benefits comprising:

  • a file of predetermined time spans between active and pending states of benefit plan eligibility based on the status of association between the beneficiary and the employment group;

    a clock function means responsive to changes in beneficiary member status for updating the beneficiary plan eligibility state in the file at said predetermined time spans; and

    a two-way data communication link between at least one benefit provider and the file for inputting member identification information and receiving current data representing the status of the beneficiary relevant to the employment group and plan eligibility during both active and pending status periods.

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