×

Check transaction processing, database building and marketing method and system utilizing automatic check reading

  • US 5,305,196 A
  • Filed: 05/19/1992
  • Issued: 04/19/1994
  • Est. Priority Date: 05/01/1989
  • Status: Expired due to Term
First Claim
Patent Images

1. A method for building a database for use in a retail store marketing program comprising:

  • scanning a customer'"'"'s check which has been received at the retail store to detect a checking account identification number, said checking account identification number providing a unique customer identification code to distinguish between a plurality of customers using a plurality of different banking institutions;

    transmitting said detected unique customer identification code to a data processor which includes a stored database of unique customer identification codes;

    comparing said unique customer identification code against said stored database;

    detecting the occurrence of a match between information in said stored database and said detected unique customer identification code;

    when a match occurs, determining if predetermined identification criteria related to said detected unique customer identification code is in said stored database;

    if said predetermined identification criteria is found in said stored database, transmitting a signal from said data processor to the location of said check scanning to indicate that the customer record is complete and that no further data is required;

    if said predetermined identification criteria is not found in said stored database, transmitting a signal to the location of said check scanning to indicate that insufficient identification criteria exists such that steps may be initiated to input required additional identification criteria into said database, and;

    entering said additional identification criteria into said database for storage in conjunction with said unique customer identification code.

View all claims
  • 8 Assignments
Timeline View
Assignment View
    ×
    ×