Method and apparatus for personal identification
First Claim
1. A system for verifying an individual, the system being of the type wherein a user is provided with a nonsecret identification, with a secret PIN and with a user device generating a unique, time-varying, nonpredictable code, the nonpredictable code at a given time being provided to a central verification computer to effect verification, the system characterized by:
- the user device having means for inputting the PIN, and means for utilizing the PIN in an algorithm to produce the nonpredictable code for a given time interval; and
the central verification computer having means for receiving the nonsecret identification and the nonpredictable code produced at the user device, means for utilizing the nonsecret identification to obtain the time-varying nonpredictable code for the user for the given time interval, and means for utilizing the communicated nonpredictable code and the obtained nonpredictable code to verify the user.
6 Assignments
0 Petitions
Accused Products
Abstract
A method and apparatus for providing improved security for a personal identification number (PIN) in a personal identification and verification system of the type wherein a time dependent nonpredictable code is generated at a device in the possession of the individual, which code is unique to the individual and this code is communicated to, and compared with a nonpredictable code generated at a central verification computer. In this system, the PIN is mixed with the nonpredictable code before transmission of these values to the central verification computer. A nonsecret code is previously transmitted to the central verification computer and is used to retrieve the PIN and the appropriate nonpredictable code for the user. These values are used to strip the PIN from the transmitted nonpredictable code and the stripped PIN and remaining nonpredictable code are compared with the corresponding retrieved values in order to determine verification.
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Citations
5 Claims
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1. A system for verifying an individual, the system being of the type wherein a user is provided with a nonsecret identification, with a secret PIN and with a user device generating a unique, time-varying, nonpredictable code, the nonpredictable code at a given time being provided to a central verification computer to effect verification, the system characterized by:
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the user device having means for inputting the PIN, and means for utilizing the PIN in an algorithm to produce the nonpredictable code for a given time interval; and the central verification computer having means for receiving the nonsecret identification and the nonpredictable code produced at the user device, means for utilizing the nonsecret identification to obtain the time-varying nonpredictable code for the user for the given time interval, and means for utilizing the communicated nonpredictable code and the obtained nonpredictable code to verify the user. - View Dependent Claims (2, 3, 4)
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5. A method for identifying an individual comprising the steps of:
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inputting a PIN for the individual into a device in the possession of the individual; utilizing the inputted PIN in an algorithm to produce at the device a nonpredictable code for a given time interval; and communicating a nonsecret identifying code for the individual and the nonpredictable code to a central verification computer, the verification computer receiving the communicated nonsecret identification and the nonpredictable code, utilizing the nonsecret identification to obtain the time-varying nonpredictable code for the individual for the given time interval, and utilizing the communicated nonpredictable code and the obtained nonpredictable code to verify the individual.
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Specification