Reducing operator balancing in a document processing system employing automatic reading

• US 5,488,671 A
• Filed: 10/19/1990
• Issued: 01/30/1996
• Est. Priority Date: 10/19/1990
• Status: Expired due to Term

• Current Assignee: Unisys Corporation
• Original Assignee: Unisys Corporation
• Inventors: Kern, Norman P.
• Primary Examiner(s): JOHNS, ANDREW W
• Application Number:
  US07/600,777
• Time in Patent Office: 1,929 Days
• Field of Search: 382/7, 382/138, 235/379, 902/6, 902/20
• US Class Current: 382/138
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06V 30/10 Character recognition
• CPC Class Codes: G06V 30/274 Syntactic or semantic context, e.g. balancing

Abstract

An image-based transaction processing system employing automatic reading of machine-printed and handwritten financial amounts on transaction documents to enhance transaction balancing by reducing the number of transactions which have to be balanced by an operator. The automatic reader provides a second choice as well as a first choice for one or more digits. When an out-of-balance transaction is detected, one or more second choice digits are substituted for corresponding first choice digits in order to obtain automatic transaction balancing even through an automatically read amount is incorrect.

Claims

1. In a transaction processing system, wherein a transaction comprises credit and debit documents which should balance, wherein said system includes an automatic amount reader for automatically reading document amounts from at least some of said documents, and wherein each amount comprises a plurality of digits at respective digit positions, a method for automatically correcting a document amount which has been incorrectly ready by said automatic amount reader, said method comprising:

providing a first digit choice and a second digit choice for at least one digit position of a document automatically ready by said automatic amount reader, each first digit choice being the one which said automatic amount reader determines as most likely to be correct;

extracting the amount from each document of said transaction which is not automatically read by said automatic amount reader, each extracted amount comprising a plurality of digits at respective digit positions;

determining from the first choice digits and extracted digits of documents making up a transaction whether it is an out-of-balance transaction;

determining a digit position in error for said out-of-balance transaction; and

substituting a second digit choice for the first digit choice of an automatically read document of said out-of-balance transaction at the digit position in error to attempt to automatically balance said out-of-balance transaction.

2. The method of claim 1, wherein the step of extracting includes displaying a document of said transaction which is not automatically read for deriving the amount digits thereon.

3. The method of claim 1, wherein a second choice amount is derived by determining the next most likely digit at the corresponding digit position of the amount.

4. The method of claim 3, wherein a second choice digit is chosen the same as its corresponding first choice digit when there is no suitable next most likely digit at the corresponding digit position of the amount.

5. The method of claim 1, wherein the step of determining a digit position in error comprises comparing the sum of the debit and credit amounts at that digit position.

7. The method of claim 5 or 6, wherein automatic balancing is not attempted if there is an error at more than one digit position.

8. The method of claim 5 or 6, wherein balancing is attempted only if the error is located at a predetermined digit position.

9. The method of claim 1, 5 or 6, wherein said out-of-balance transaction includes at least two documents which are automatically read, and wherein the step of substituting tests whether substitution of any of the second choice digits of the automatically read amounts at the digit position in error will cause said transaction to balance.

10. The method of claim 1, 5 or 6, including displaying at a workstation the image of a document for which an amount is incorrectly read by said automatically reading if said substituting does not provide correction.

6. In a transaction processing system, wherein a transaction comprises credit and debit documents which should balance, a method comprising:

extracting amount from said documents;

said extracting including automatically reading amounts on at least a plurality of said documents and providing a first amount choice and a balance assist amount in response to each automatic reading of an amount, said first amount choice comprising a plurality of first choice digits at respective digit positions and said balance assist amount comprising a second choice digit for at least one digit position;

said extracting also including deriving amounts comprised of a plurality of digits at respective digit positions from documents which are not automatically read;

identifying an out-of-balance transaction by determining whether extracted amounts from documents making up each transaction are in balance, the first amount choice being used for each automatically ready amount;

determining a digit position in error by comparing the sum of the debit and credit amounts at that digit position; and

correcting an amount incorrectly read by said automatically reading at the digit position in error by substituting for a first choice digit at the digit position in error a corresponding second choice digit of a balance assist amount and then testing whether the substitution causes the out-of-balance transaction to balance.