Display cursor controlling device for reading card information from an information bearing credit or debit card
First Claim
1. A cursor control unit as an input unit, device for a personal, computer or workstation for simplifying and streamlining the entry of monetary transaction information, comprising, in combination:
- a magnetic stripe or smart card reader for reading credit or debit card information from an information bearing credit or debit card, said credit or debit card selected from the group consisting essentially of a smart card and a conventional magnetically striped card;
a communication link for communicating said credit or debit card information to said personal computer or work station; and
, means for controlling the movement of the cursor on a display,whereby the capture of monetary transaction information for on-line shopping is facilitated and the monetary transaction is safeguarded by capture of said information on a transaction by transaction basis.
1 Assignment
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Accused Products
Abstract
A cursor control unit for controlling the position of a cursor on a display that has a magnetic stripe or smart card reader for reading information from an information bearing credit or debit card. The cursor control unit has a device for communicating information for controlling the movement of the cursor and card information to a personal computer or work station. Optionally, the cursor control unit encrypts the card information read by a reader on the cursor control unit. The link is a wireless communication link(s), a hardwired communication link(s), or a combination thereof. A method of simplifying and safeguarding the entry of monetary transaction information from information bearing credit cards and debit cards is also provided. The method comprises the step of providing the individuals making monetary transactions with a cursor control unit for controlling the movement of a cursor. An optional encryption step is provided in which respective card information is encrypted at the cursor control unit, along the communication link, on the electrical connector of the cursor control unit, computer, or combination thereof. In a variant, the method comprises the steps of multiple encryptions of the card information, or portion thereof, prior to transmission of the card information to the computer network.
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Citations
23 Claims
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1. A cursor control unit as an input unit, device for a personal, computer or workstation for simplifying and streamlining the entry of monetary transaction information, comprising, in combination:
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a magnetic stripe or smart card reader for reading credit or debit card information from an information bearing credit or debit card, said credit or debit card selected from the group consisting essentially of a smart card and a conventional magnetically striped card;
a communication link for communicating said credit or debit card information to said personal computer or work station; and
, means for controlling the movement of the cursor on a display,whereby the capture of monetary transaction information for on-line shopping is facilitated and the monetary transaction is safeguarded by capture of said information on a transaction by transaction basis. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of simplifying and streamlining the entry of monetary transaction information to personal computers or work stations from information bearing credit or debit cards, said credit or debit card selected from the group consisting essentially of a smart card and a conventional magnetically striped card, and said credit card or debit card information for communication to a computer network, comprising the step of
providing the individuals making monetary transactions with a cursor control unit for controlling the movement of a cursor, said cursor control unit having a magnetic stripe reader or smart cad reader for reading information from said credit or debit cards, said cursor control unit having a communication link to a personal computer or work station for communicating said credit or debit card information to said personal computer or work station, and said computer or work station having means for communicating said card information to said computer network for further processing, whereby the capture of monetary transaction information for on-line shopping is facilitated and the monetary transaction is safeguarded by capture of said information on a transaction by transaction basis.
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16. A method of simplifying and safeguarding the entry of monetary transaction information to personal computers or work stations from information bearing credit cards or debit cards, said credit card or debit card information for transmission onto a computer network, comprising the step of
presenting credit card or debit card information to a cursor control unit having a magnetic strip or smart card reader disposed on said cursor control unit said credit or debit card selected from the group consisting essentially of a smart card and a conventional magnetically striped card; - transferring said credit or debit card information from said cursor control unit to a personal computer or work station;
encrypting said credit or debit card information transferred to said personal computer or work station;
transferring said encrypted credit card or debit card information from said personal computer or work station to a computer network; and
, off-loading said encrypted credit or debit card information from said computer network to a processor, said processor selected from the group consisting of a card account processor, bank credit card or debit card processing device, merchant credit card or debit card processing device and merchant credit card or debit card processing device,whereby the capture of monetary transaction information for on-line shopping is facilitated and the monetary transaction is safeguarded by capture of said information on a transaction by transaction basis. - View Dependent Claims (17, 18, 19, 20, 21)
- transferring said credit or debit card information from said cursor control unit to a personal computer or work station;
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22. A kit for streamlining on-line shopping comprising:
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a cursor control unit for entry of monetary transaction information to a personal computer or work station and for simplifying and streamlining the entry of monetary transaction information, comprising, in combination, a magnetic stripe or smart card reader for reading credit or debit card information from an information bearing credit or debit card, said credit or debit card selected from the group consisting essentially of a smart card and a conventional magnetically striped card;
a communication link for communication said credit or debit card information to said personal computer; and
, means for controlling the movement of the cursor on a display, said personal computer, and a software package that allows said personal computer to communicate said monetary transaction information to another remote computer communicatively linked to a network of interconnected computers,whereby on-line shopping transactions are greatly facilitated and streamlined. - View Dependent Claims (23)
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Specification