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Automatic portable account controller for remotely arranging for payment of debt to a vendor

  • US 5,591,949 A
  • Filed: 01/06/1995
  • Issued: 01/07/1997
  • Est. Priority Date: 01/06/1995
  • Status: Expired due to Term
First Claim
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1. An automatic portable account controller for remotely arranging for payment of debt to a vendor comprising in combination:

  • means for activating the automatic portable account controller upon detection of indicia of identity of an authorized user;

    means for selecting direct value transfer as a mode of payment to the vendor via off-line mode;

    means for selecting credit purchase as a mode of payment to the vendor via off on-line mode;

    means for selecting bank account transfer as a mode of payment to the vendor via on-line mode;

    means for entering a payment amount;

    means for communicating with the vendor; and

    means for executing the selected mode of payment to the vendor through the means for communicating.

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