Cellular telephone as an authenticated transaction controller

• US 5,608,778 A
• Filed: 09/22/1994
• Issued: 03/04/1997
• Est. Priority Date: 09/22/1994
• Status: Expired due to Term

• Current Assignee: Lucent Technologies, Inc. (Nokia Corporation)
• Original Assignee: Lucent Technologies, Inc. (Nokia Corporation)
• Inventors: Partridge, B. Waring III
• Primary Examiner(s): Bost, Dwayne D.
• Application Number:
  US08/310,441
• Time in Patent Office: 894 Days
• Field of Search: 379/58, 379/59, 379/62, 379/91, 379/144, 380/23
• US Class Current: 455/411
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3433 the counter having monetary units
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/4037 Remote solvency checks
• CPC Class Codes: G07F 7/02 by keys or other credit registering devices
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: H04M 15/00 Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
• CPC Class Codes: H04M 15/68 Payment of value-added services
• CPC Class Codes: H04M 17/02 Coin-freed or check-freed systems , e.g. mobile- or card-operated phones, public telephones or booths
• CPC Class Codes: H04M 2215/0196 Payment of value-added services, mainly when their charges are added on the telephone bill, e.g. payment of non-telecom services, e-commerce, on-line banking
• CPC Class Codes: H04N 7/165 Centralised control of user terminal subsequent to an upstream request signal H04N7/17345; Registering at central by two-way working H04N7/17309
• CPC Class Codes: H04W 12/069 using certificates or pre-shared keys
• CPC Class Codes: H04W 12/08 Access security
• CPC Class Codes: H04W 88/02 Terminal devices

Abstract

An arrangement to provide credit to customers via cellular telephones. In one embodiment, a customer seeking credit for the purchase of goods and services from a merchant activates his or her cellular telephone, authenticates the cellular telephone with his cellular service provider'"'"'s base station, and proceeds to establish a connection to obtain credit. Credit is obtained by sending unique sequence to the cellular service provider that is different from the normal sequence of numbers that correspond to a telephone number of the called party. That sequence may include a merchant ID code and the amount of credit desired.

Claims

1. A method carried out by a first party, comprising the steps of:

receiving signals emitted by a communication device held by a second party, which signals identify the communication device;

based on said signals, authenticating the identity of the communication device; and

communicating a response signal to a third party to induce said third party to perform an action to benefit said second party, other than an action associated with the establishment of communication between the second party and another party.

2. The method of claim 1 wherein the step of authenticating employs a protocol that, at least in part, corresponds to at least a part of a registration protocol employed by the communication device to enable the communication device to receive or initiate calls.

3. The method of claim 1 wherein the communication device is a cellular phone, and the step of authenticating employs a protocol that, at least in part, corresponds to a registration protocol employed by the cellular phone.

4. The method of claim 1 wherein the action on behalf of the user is the transmission of a secure control signal to a specified destination.

5. The method of claim 1 wherein the action on behalf of the user is the transmission of a control signal to a destination.

6. The method of claim 4 where the destination is a home controller base station.

7. The method of claim 4 where the destination is a home controller base station that interacts with a party that provides signals to a television set.

8. A method for providing credit to a first party and a payment to a second party, where the first party possesses a wireless telephone and has a relationship with a credit-providing center, comprising the step of:

said credit-providing center determining an approval status for credit desired by the first party based on identity of the telephone when it communicates with the credit-providing center, and

said credit-providing center sending an approval message to said second party in response to said determining that induces the second party to perform an action for the benefit of the first party other than an action associated with the establishment of communication with the wireless telephone.

9. The method of claim 8 wherein identity of the telephone is established based on a protocol used by the wireless telephone to to register itself with a telecommunications carrier.

10. An arrangement for providing credit to a first party for the benefit of a second party, where the first party has a wireless telephone and a relationship with a credit-providing center comprising:

first means, responsive to signals received from the wireless telephone for identifying the wireless telephone to the credit center using an identification protocol that comports with an identification protocol used by the wireless telephone for wireless communication;

second means, responsive to signals received from the wireless telephone that specify a credit sum and an identification of said second party for associating said sum and said second party with the wireless telephone identified by said first means; and

third means for the credit center communicating an approval status to said second party.

11. The arrangement of claim 10 wherein said first means comprises a cellular telephone base station and a communication link between the base station and the credit center.

12. The arrangement of claim 10 wherein said first means comprises transmission apparatus on premises of said second party for communicating with the credit center.

13. The arrangement of claims 12 wherein the transmission apparatus on the premises of said second party communicates with the credit center via a cellular telephone base station.

14. A method comprising the steps of:

causing a wireless communication device controlled by a user to send signals to a provider, which signals identify the communication device, and which signals specify a credit amount;

receiving a signal from said provider to confirm credit for said user for said credit amount; and

providing to said user a requested action in accordance with said credit amount, said requested action being an action other than an action associated with the establishment of communication between the user and another party.