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System and method for commercial payments using trusted agents

  • US 5,671,280 A
  • Filed: 08/30/1995
  • Issued: 09/23/1997
  • Est. Priority Date: 08/30/1995
  • Status: Expired due to Term
First Claim
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1. A system for electronic commercial payment comprising:

  • a customer trusted agent;

    a first money module associated with said customer trusted agent that securely communicates with said customer trusted agent;

    a merchant trusted agent that establishes a first secure session with said customer trusted agent by using cryptographic means;

    a second money module associated with said merchant trusted agent that securely communicates with said merchant trusted agent, and that establishes a second secure session with said first money module by using cryptographic means;

    where said customer trusted agent provides a remittance advice information signal to said merchant trusted agent, and said merchant trusted agent provides a commercial payment ticket signal to said customer trusted agent;

    where upon receiving said commercial payment ticket signal, said customer trusted agent initiates a transfer of electronic money from said first money module to said second money module.

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