Interface device for electronically integrating global financial services
First Claim
1. An interface apparatus comprising:
- a first device for delivering financial services from a plurality of processing facilities to a plurality of customer facilities, said first interface device including;
a message switch means for determining which messages received from a customer facility should be sent to which processing facility, and for determining which messages received from a processing facility should be sent to which customer facility;
means for storing messages received from customer facilities and processing facilities; and
means coupled to said message switch means and said storing means for queuing said stored messages to the processing facilities determined by said message switch means when the proper processing facility becomes operable, and for queuing said stored messages to the customer facilities determined by said message switch means in response to a message retrieval request received from the proper customer facility anda second interface device for providing backup operations in the event that the first mentioned interface device becomes inoperable, the second interface device including;
a second message switch means for determining which messages received from a customer facility should be sent to which processing facility, and for determining which messages received from a processing facility should be sent to which customer facility;
a second storing means for storing messages received from customer facilities and processing facilities; and
a second queuing means coupled to said message switch means and said storing means for queuing said stored messages for the processing facilities determined by said message switch means when the proper processing facility becomes operable, and for queuing said stored messages to the customer facilities determined by said message switch means in response to a message retrieval request received from the proper customer facility.
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Accused Products
Abstract
An interface device for electronically integrating a plurality of financial services provided at different geographical locations and in different time zones, and delivering such services directly to a customer facility at any time requested by the customer. The customer connects to the system whenever desired to access each of the services, and the interface device stores and routes messages between the customers and each of the service providers at the respective times when the customers'"'"' facilities and the service providers'"'"' facilities are operative. The system can be accessed through a customer'"'"'s stand-alone personal computer, local area network, and/or mainframe computer. The system also includes a variety of security functions that provide different levels of access to the services for different customers.
1293 Citations
9 Claims
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1. An interface apparatus comprising:
a first device for delivering financial services from a plurality of processing facilities to a plurality of customer facilities, said first interface device including; a message switch means for determining which messages received from a customer facility should be sent to which processing facility, and for determining which messages received from a processing facility should be sent to which customer facility; means for storing messages received from customer facilities and processing facilities; and means coupled to said message switch means and said storing means for queuing said stored messages to the processing facilities determined by said message switch means when the proper processing facility becomes operable, and for queuing said stored messages to the customer facilities determined by said message switch means in response to a message retrieval request received from the proper customer facility and a second interface device for providing backup operations in the event that the first mentioned interface device becomes inoperable, the second interface device including; a second message switch means for determining which messages received from a customer facility should be sent to which processing facility, and for determining which messages received from a processing facility should be sent to which customer facility; a second storing means for storing messages received from customer facilities and processing facilities; and a second queuing means coupled to said message switch means and said storing means for queuing said stored messages for the processing facilities determined by said message switch means when the proper processing facility becomes operable, and for queuing said stored messages to the customer facilities determined by said message switch means in response to a message retrieval request received from the proper customer facility. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
Specification