PSTN transaction processing network employing wireless transceivers

• US 5,722,066 A
• Filed: 01/30/1995
• Issued: 02/24/1998
• Est. Priority Date: 01/30/1995
• Status: Expired due to Fees

• Current Assignee: Spry Energy Ltd. (Whitecap Resources, Inc.)
• Original Assignee: Wireless Transactions Corporation
• Inventors: Hu, Michael W.
• Primary Examiner(s): Bost, Dwayne
• Assistant Examiner(s): TROST IV, WILLIAM GEORGE
• Application Number:
  US08/380,776
• Time in Patent Office: 1,121 Days
• Field of Search: 379/58, 379/59, 379/91, 379/63, 379/144, 379/91.01, 235/379, 235/380, 455/403, 455/557
• US Class Current: 455/403
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/0833 Card having specific functional components
• CPC Class Codes: H04M 11/00 Telephonic communication systems specially adapted for combination with other electrical systems

Abstract

A business transaction network including a wireless communication link for coupling a card transaction terminal to a host computer through the public switched telephone network (PSTN). The wireless link includes two interface units for interfacing with the terminal and with the PSTN and encoding and decoding digital data based on analog signals from the terminal and from the PSTN, and two spread spectrum wireless transceivers.

Claims

1. A local area wireless business transaction network requiring no FCC site license for temporarily transmitting credit card transactions between a remotely located credit card transaction terminal and a centrally located computer processing center connected to a public switched telephone network, said network comprising:

a) a standard unmodified card transaction terminal for receiving customer information from a customer card and including an RJ-11 telephone line connector,

b) a first interface including an RJ-11 connector for mating With said telephone line connector of said terminal and converting analog data signals from said terminal to encoded digital data signals and for decoding digital data signals going to said terminal to analog data signals, said first interface including a tone unit for detecting off-hook signals from the terminal, a first modem for converting analog signals from the terminal to digital signals, circuitry for sensing loop current from Tip and Ring for the detection of off-hook and on-hook conditions and for providing dial-tone, busy, and ring signals to said terminal, and first microprocessor for decoding modem signals including sales transaction data and encoding data to a protocol and packetized data format for spread spectrum transmission,

c) a first spread spectrum wireless transceiver connected with said first interface for transmitting encoded digital signals from said first interface and for receiving encoded digital signals for said first interface,

d) a public switched telephone network connected to the centrally located computer processing center and having an RJ-11 network connector,

e) a second interface including an RJ-11 connector for mating with said network connector and converting encoded digital signals to analog signals going to said network connector and converting analog signals from said network connector to encoded digital signals, said second interface including a second microprocessor for processing spread spectrum transmitted digital data, and a second modem for converting digital data from the second microprocessor to analog signals, and

f) a second spread spectrum wireless transceiver connected with said second interface for transmitting encoded digital signals from said second interface and for receiving encoded digital signals for said second interface,

whereby the first and second spread spectrum wireless transceivers transmit encoded data signals in a frequency band and at a power level not requiring an FCC site transmission license.

2. The business transaction network as defined by claim 1 wherein said second interface further includes a data access arrangement as protective interface circuitry for said public switched telephone network.

3. The business transaction network as defined by claim 1 wherein said wireless transceivers operate in the Instrumentation, Scientific and Medical frequency bands.

4. In a local area wireless business transaction network requiring no FCC site license and in which an unmodified card transaction terminal communicates with a host computer through a public switched telephone network for transmitting credit card transactions between a remotely located credit card transaction terminal and a centrally located computer processing center, a communication link comprising

a first interface including an RJ-11 connector for mating with a telephone line RJ-11 connector of the terminal and converting analog signals from the terminal to encoded digital signals and for converting encoded digital signals going to the terminal to analog signals, said first interface including a tone unit for detecting off-hook signals from the terminal, circuitry for sensing loop current from Tip and Ring for the detection of off-hook and on-hook conditions and for providing dial tone, busy, and ring signals to said terminal, a first modem for converting analog signals from the terminal to digital signals, and a first microprocessor for decoding modem signals including sales transaction data and encoding data to a protocol and packetized data format for spread spectrum transmission,

a first spread spectrum wireless transceiver connected with said first interface for transmitting encoded digital signals from said first interface and for receiving encoded digital signals for said first interface,

a second interface including an RJ-11 connector for mating with an RJ-11 network connector of the public switched telephone network and converting encoded digital signals to analog signals going to the public switched telephone network and converting analog signals from the public switched telephone network to encoded digital signals, and

a second spread spectrum wireless transceiver connected with said second interface for transmitting encoded digital signals from said second interface and for receiving encoded digital signals for said second interface.

5. The communication link as defined by claim 4 wherein said wireless transceivers operate in the Instrumentation, Scientific and Medical frequency bands.

6. The communication link as defined by claim 4 wherein said second interface further includes a data access arrangement as protective interface circuitry for said public switched telephone network.

7. For use in a local area wireless business transaction network requiring no FCC license and in which an unmodified card transaction terminal communicates with a host computer through a public switched telephone network for transmitting credit card transactions between a remotely located credit card transaction terminal and a centrally located computer processing center, a communication link comprising

an interface unit including an RJ-11 connector for mating with a telephone line connector of the terminal and converting analog signals from the terminal to encoded digital signals and for converting encoded digital signals going to the terminal to analog signals, said first interface including a tone unit for detecting off-hook signals from the terminal circuitry for sensing loop current from Tip and Ring for the detection of off-hook and on-hook conditions and for providing dial-tone, busy, and ring signals to said terminal, a first modem for converting analog signals from the terminal to digital signals, and a first microprocessor for decoding modem signals including sales transaction data and encoding data to a protocol and packetized data format for spread spectrum transmission, and

a spread spectrum wireless transceiver connected with said interface unit for transmitting encoded digital signals from said interface unit and for receiving encoded digital signals for said interface.