Method and apparatus for delivering and modifying information electronically

• US 5,793,497 A
• Filed: 04/06/1995
• Issued: 08/11/1998
• Est. Priority Date: 04/06/1995
• Status: Expired due to Term

• Current Assignee: Google LLC (Alphabet Inc.)
• Original Assignee: Infobeat, Inc.
• Inventors: Funk, John T.
• Primary Examiner(s): VU, KIM Y
• Application Number:
  US08/431,254
• Time in Patent Office: 1,223 Days
• Field of Search: 358/401, 358/408, 358/402-407, 358/409-412, 358/468, 358/442, 235/379, 235/380, 340/825.26, 340/825.27, 379/100, 380/18, 380/25
• US Class Current: 358/402
• CPC Class Codes: H04L 51/066 Format adaptation, e.g. format conversion or compression
• CPC Class Codes: H04M 3/5307 for recording messages comprising any combination of audio and non-audio components

Abstract

An automated system of passively distributing personalized, unique information to users via electronic mail or facsimile. The system formats information into messages conforming to electronic mail protocols and transmits these messages to the user'"'"'s electronic mailbox or reception system. The system also allows a user to automatically edit an underlying information database via electronic mail to modify services and further allows third parties to insert text messages into outbound message(s).

Claims

1. A system for providing information via electronic-mail ("e-mail") to customers, comprising:

a source of information;

a computer connected to said source of information; and

an e-mail network connecting said computer to said customers, said computer including;

a customer database including a unique customer record for each customer;

an information database including information dynamically updated periodically by said source of information;

means for generating a file based on customer information in said customer database and based on said dynamically updated information from said information database; and

means for converting said file to an e-mail message and transmitting said e-mail message to said customer via said e-mail network;

wherein the customer information includes at least a portion of the unique customer record and the means for generating further includes means for matching a field in the unique customer record to a corresponding field in said information database.

2. The system of claim 1, wherein said information includes at least one of securities information, cleared checks, account balances, and charges and payments.

3. The system of claim 1, wherein said information database includes a list of publicly traded securities, which is updated daily by said information source.

4. A system according to claim 1, said computer further comprising:

means for receiving e-mail messages from a predetermined customer; and

means responsive to said e-mail messages from said predetermined customer for modifying said unique customer record corresponding to said predetermined customer.

5. A system according to claim 4, wherein said means for modifying includes means for modifying a list of securities.

6. A system according to claim 1, further comprising a message database, wherein said computer further includes:

means for receiving message information from a party;

means for storing said message information in said message database; and

means for adding said message information to said file before said file is converted to an e-mail message.

7. A method for providing information to a customer via e-mail, comprising the steps of:

generating a customer record corresponding to said customer;

storing said customer record in a database;

generating a database of information to be provided to a customer;

periodically updating said information in said information database;

generating a file corresponding to said customer by matching fields in the customer record to predetermined corresponding fields in the information database;

converting said file to an e-mail message; and

transmitting said e-mail message to said customer via an e-mail network.

8. The method according to claim 7, wherein said information includes at least one of securities information, cleared checks, account balances, and charges and payments.

9. The method according to claim 7, wherein said information database includes a list of publicly traded securities, which is dynamically updated daily by an information source.

10. The method according to claim 7, further comprising the steps of:

receiving an e-mail message from said customer; and

modifying said customer record corresponding to said customer in response to said e-mail message from said customer.

11. The method according to claim 10, wherein the step of modifying includes the steps of modifying a list of securities.

12. The method according to claim 7, further comprising the steps of receiving message information from a party, storing said message information in a message database, and adding said message information to said e-mail message before transmitting said e-mail message.

13. The method according to claim 7, further comprising the steps of receiving message information from a party, storing said message information in a message database, and adding said message information to a plurality of e-mail messages before transmitting said plurality of e-mail messages.

14. A system for providing information via electronic-mail ("e-mail") to customers, comprising:

a computer connected to receive securities information, the securities information including information identifying selected securities and corresponding prices of the selected securities;

a customer database including unique records for each customer, the unique customer records including a plurality of fields, at least one of the plurality of fields containing information identifying a security preselected by the customer; and

an information database for storing the securities information received by the computer, the information database being periodically updated with said securities information;

wherein

the computer includes means for generating an e-mail message by matching the fields containing the security identification information from one of the unique customer records with the securities identifying information received by the computer and stored in the information database.

15. A method for providing information to a customer via e-mail, comprising the steps of:

generating a customer record corresponding to said customer, the customer record including at least one field identifying a security preselected by the customer;

storing said customer record;

storing information identifying securities and corresponding prices of the securities;

periodically updating the security information;

generating a file corresponding to said customer by matching the information identifying securities to the at least one field identifying the security preselected by the customer;

converting said file to an e-mail message; and

transmitting said e-mail message to said customer via an e-mail network.