Self-service terminal capable of detecting fraudulent use of an integrated circuit card

• US 5,796,083 A
• Filed: 07/23/1996
• Issued: 08/18/1998
• Est. Priority Date: 12/14/1995
• Status: Expired due to Term

• Current Assignee: NCR Corporation (NCR Voyix Corporation)
• Original Assignee: NCR Corporation (NCR Voyix Corporation)
• Inventors: Stewart, Mark J., Kenneth, Alexander R.
• Primary Examiner(s): Hajec, Donald T.
• Assistant Examiner(s): Le, Thien Minh
• Application Number:
  US08/681,541
• Time in Patent Office: 756 Days
• Field of Search: 235/486, 235/492, 235/375, 235/379, 235/380, 235/382, 342/825.31, 342/825.34, 342/825.35
• US Class Current: 235/380
• CPC Class Codes: G06K 13/0875 the arrangement comprising a shutter for blocking at least part of the card insertion slot
• CPC Class Codes: G06K 7/0013 by galvanic contacts, e.g. card connectors for ISO-7816 compliant smart cards or memory cards, e.g. SD card readers connectors in general H01R13/00; connectors for SIM cards used in mobile phones or the like H04B1/3816
• CPC Class Codes: G06K 7/0091 the circuit comprising an arrangement for avoiding intrusions and unwanted access to data inside of the connector
• CPC Class Codes: G06K 7/084 sensing magnetic material by relative movement detecting flux changes without altering its magnetised state
• CPC Class Codes: G07F 19/209 Monitoring, auditing or diagnose of functioning of ATMs
• CPC Class Codes: G07F 19/21 Retaining of the payment card by ATMs

Abstract

The invention relates to an apparatus means (102,104) for detecting an attempted fraudulent use of an intergrated circuit card. The invention is characterized by a card invalidation mechanism operable to render the card permanently non-usable in response to the detection of the attempted fraudulent use.

Claims

1. An apparatus comprising:

card reader means for receiving an integrated circuit (IC) card from a user;

detector means for detecting attempted fraudulent use of an IC card when the card reader means receives the IC card from a user; and

actuatable high voltage means for, when actuated in response to the detector means detecting attempted fraudulent use of an IC card, applying a high voltage to a set of card terminals of the IC card to destroy an IC chip of the IC card and thereby to render the IC card permanently non-usable.

2. An apparatus for a self-service terminal comprising:

means defining a transport path along which a smart card can move;

a transport mechanism for (i) receiving a smart card from a user at a self-service terminal, (ii) moving the smart card to a first position along the transport path when the smart card is received from the user, and (iii) moving the smart card to a second position along the transport path when an attempted fraudulent use of the smart card is detected;

a contact terminal actuator including a first set of contact terminals movable into engagement with a set of contact terminals of a smart card when the smart card is in the first position along the transport path;

a high voltage terminal actuator including a second set of contact terminals movable into engagement with a set of contact terminals of a smart card when the smart card is in the second position along the transport path; and

a controller for (i) controlling the contact terminal actuator to move the first set of contact terminals into engagement with a set of contact terminals of a smart card to allow data to be read from an integrated circuit chip of the smart card when the smart card is in the first position along the transport path, and (ii) controlling the high voltage terminal actuator to move the second set of contact terminals into engagement with the set of contact terminals of the smart card to allow a high voltage to be applied to the integrated circuit chip of the smart card to destroy the integrated circuit chip and thereby to render the smart card permanently non-usable when the smart card is in the second position along the transport path.

3. An apparatus according to claim 2, further comprising a first sensor disposed along the transport path and for (i) sensing the presence of a leading edge of a smart card when the smart card moves into the first position along the transport path, and (ii) providing a first output signal indicative thereof, the controller controlling the contact terminal actuator to move the first set of contact terminals into engagement with a set of contact terminals of the smart card in response to the first output signal from the first sensor.

4. An apparatus according to claim 16, further comprising a second sensor disposed along the transport path and for (i) sensing the presence of a trailing edge of a smart card when the smart card moves into the second position along the transport path, and (ii) providing a second output signal indicative thereof, the controller controlling the high voltage terminal actuator to move the second set of contact terminals into engagement with the set of contact terminals of the smart card in response to the second output signal from the second sensor.