Document and signature verification system and method
DCFirst Claim
1. A computer-based method for verification of a handwritten signature that relates to a document, comprising the steps of:
- at a first computer processor, signing a document by electronically capturing a handwritten signature of a signatory;
at the first computer processor, storing in a signature envelope a visual representation of the handwritten signature;
at the first computer processor, creating a checksum of the document;
at the first computer processor, storing the checksum in the signature envelope;
at the first computer processor, storing in the signature envelope a claimed identity of the signatory;
at the first computer processor, encrypting the signature envelope to create an encrypted signature envelope; and
providing the encrypted signature envelope to a second computer processor.
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Accused Products
Abstract
A computer-based method and system for capturing and verifying a handwritten signature. The handwritten signature may relate to a document, such as an electronically stored document. An image of the document is displayed. A user signs the document electronically, and the handwritten signature is electronically captured. A set of measurements relating to the handwritten signature is determined and stored in a signature envelope. Optionally, a checksum of a checksum of the document can be determined and stored in the signature envelope. The claimed identity of the signatory can also be stored in the signature envelope. The signature envelope is encrypted. The signature envelope can be communicated to another application or computer platform, or stored for later verification. The signature envelope is decrypted, and the set of measurements stored in the signature envelope are compared against a known set of handwritten signature measurements to verify the identity of the signatory. The system includes a database of signature templates storing verified signature information. The verified set of signature measurements are compared with the set of measurements stored in the signature envelope to obtain a similarity score. The present invention includes a gravity prompt feature to alert the signatory as to the nature, seriousness and/or contents of what is being signed. The gravity prompt can be stored in the signature envelope as part of the record of the signing event.
193 Citations
36 Claims
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1. A computer-based method for verification of a handwritten signature that relates to a document, comprising the steps of:
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at a first computer processor, signing a document by electronically capturing a handwritten signature of a signatory; at the first computer processor, storing in a signature envelope a visual representation of the handwritten signature; at the first computer processor, creating a checksum of the document; at the first computer processor, storing the checksum in the signature envelope; at the first computer processor, storing in the signature envelope a claimed identity of the signatory; at the first computer processor, encrypting the signature envelope to create an encrypted signature envelope; and providing the encrypted signature envelope to a second computer processor. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A computer-based method for verification of a handwritten signature that relates to a document, comprising the steps of:
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signing a document by electronically capturing a handwritten signature of a signatory; storing in a signature envelope a visual representation of the handwritten signature; creating a checksum of the document; storing the checksum in the signature envelope; storing in the signature envelope a claimed identity of the signatory; and encrypting the signature envelope to create an encrypted signature envelope. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A computer-implemented biometrics authentication method, comprising the steps of:
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displaying a gravity prompt; capturing biometrics information; analyzing the biometrics information to obtain measurements relating to the biometrics information; storing said measurements and said gravity prompt in an envelope; encrypting the envelope; decrypting the envelope; and comparing said measurements with a set of statistics of genuine biometrics information to obtain a similarity score. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25)
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26. A computer-based method for verification of a biometrics information that is related to a document, comprising the steps of:
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at a first computer processor, approving a document by electronically capturing biometric information of a user; at the first computer processor, storing in an envelope a set of measurements relating to the biometric information; at the first computer processor, creating a checksum of the document; at the first computer processor, storing the checksum in the envelope; at the first computer processor, storing in the envelope a claimed identity of the user; at the first computer processor, encrypting the envelope to create an encrypted envelope; and providing the encrypted envelope to a second computer processor. - View Dependent Claims (27, 28, 29, 30, 31, 32, 33, 34, 35, 36)
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Specification