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Programmable multiple company credit card system

  • US 5,859,419 A
  • Filed: 09/28/1995
  • Issued: 01/12/1999
  • Est. Priority Date: 09/28/1995
  • Status: Expired due to Term
First Claim
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1. A multiple account electronic credit card comprising:

  • a processor for controlling operation of the card;

    a memory circuit for storing financial transaction records of multiple accounts;

    a wireless or non-wireless interface for communication with a card reader;

    a frequency select circuit for communicating with said card reader using any one of a number of preselected frequencies;

    said memory circuit also storing holder information and secondary account information;

    wherein said holder information comprises name, address, telephone number and personal identification number and wherein said secondary account information comprises institution name, account number, and account password;

    wherein said memory is of sufficient size to store financial transaction records related to a predetermined time period of use of use and wherein the data in the memory circuit may be transferred to a new multiple account electronic credit card at the end of said predetermined time period.

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