Apparatus and system for managing a card number

• US 5,893,907 A
• Filed: 10/21/1996
• Issued: 04/13/1999
• Est. Priority Date: 10/26/1995
• Status: Expired due to Term

• Current Assignee: Shuko Ukuda
• Original Assignee: Shuko Ukuda
• Inventors: Ukuda, Shuko
• Primary Examiner(s): Kemper, Melanie A.
• Application Number:
  US08/731,831
• Time in Patent Office: 904 Days
• Field of Search: 705/33, 705/35, 705/41, 705/42, 902/25, 902/26, 902/29, 235/375, 235/379, 235/380
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/3555 Personalisation of two or more cards
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 7/08 by coded identity card or credit card or other personal identification means without personal verification means G07F7/02
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system
• CPC Class Codes: G07F 7/12 Card verification
• CPC Class Codes: G07F 7/122 Online card verification

Abstract

The apparatus of the present invention is directed to an apparatus and a system for managing a card number for so-called electronic money cards and comprises an interface means for handling the signals between the head and branch offices of an issuing authority such a bank or credit card company, both domestic and overseas, a processing means for internal processing and controlling based on the signals received from by this interface means, unused card number storage means for storing card numbers not yet used for issued cards, drawn unused card number storage means for storing unused card numbers when retrieving such numbers from each head office and branch, currently used card number storage means for storing card numbers issued and currently being used, and invalid card number storage means for storing numbers of cards that have no remaining balance. By utilizing this invention, card numbers can be efficiently and rationally managed so that large numbers of cards can be directly issued to customers by each domestic and overseas branch of a bank or credit card company in a timely and rapid fashion.

Claims

1. A system for managing a card number provided with a card number managing apparatus, a card issuing device, and a relay device for connecting said card number managing apparatus with said card issuing device wherein:

said card number managing apparatus comprises a managing apparatus side interface means for handling the signals between said relay device, a managing apparatus side processing means for internal processing and controlling based on the signals input to the interface means in said managing apparatus, a managing apparatus side unused card number storage means for storing card numbers not yet used for issued cards, a managing apparatus side drawn unused card number storage means for storing unused card numbers when such numbers are retrieved from said managing apparatus side unused card number storage means by said card issuing device through said relay device, a managing apparatus side currently used card number storage means for storing card numbers issued and currently being used, and a managing apparatus side invalid card number storage means for storing numbers of cards that have no remaining balance;

said relay device comprises a relay device side interface means for handling the signals between said card number managing apparatus and said card issuing device, a relay device side processing means for internal processing and controlling based on the signals input to the interface means in said relay device, a relay device side drawn unused card number storage means for storing unused card numbers when such numbers are retrieved from said managing apparatus side unused card number storage means by said card issuing device through said relay device, and a relay device side currently used card number storage means for storing card numbers issued by said card issuing device and currently being used; and

said card issuing device being comprised of a card issuing device side interface means for handling the signals between said relay device, a card issuing device side processing means for internal processing and controlling based on the signals input to said card issuing device side interface means, a card issuing device side drawn unused card number storage means for storing unused card numbers when such numbers are retrieved from said managing apparatus side unused card number storage means, a card issuing means for issuing a card using an unused card number stored in said card issuing device side drawn unused card number storage means, and a card issuing device side currently used card number storage means for storing card numbers currently being used for issued cards.

2. A system for managing a card number as characterized in claim 1 wherein said card issuing device further comprises:

a card data construction means for constructing data required to issue a card based on customer information;

a card issuing device side unapproved card number storage means for temporarily storing said card data with said unused card number to be used to issue a card stored in said card issuing device side drawn unused card number storage means;

an approval means for outputting said card data along with said unused card number to said card issuing device and said relay device when the contents of said card data stored in said card issuing device side unapproved card number storage means is confirmed to be correct.

3. A system for managing a card number as characterized in claim 1 wherein said relay device further comprises a relay device side approved card number storage means for sequentially and for a specified period of time compiling and storing said card data along with said unused card number output by said approval means of said card issuing device, and for outputting said card data along together with said unused card number to said apparatus for managing a card number after said specified period of time has passed.

4. A system for managing a card number as characterized in claim 1 wherein said apparatus for managing a card number further comprises a managing device side dormant card number storage means for storing a card number of a card that has a remaining balance even when a validity date of the card has passed.

5. A system for managing a card number as characterized in claim 2 wherein said apparatus for managing a card number further comprises a managing device side dormant card number storage means for storing a card number of a card that has a remaining balance even when a validity date of the card has passed.

6. A system for managing a card number as characterized in claim 3 wherein said apparatus for managing a card number further comprises a managing device side dormant card number storage means for storing a card number of a card that has a remaining balance even when a validity date of the card has passed.