Package for card with data-encoded strip and method of using same

• US 5,918,909 A
• Filed: 07/16/1997
• Issued: 07/06/1999
• Est. Priority Date: 04/19/1996
• Status: Expired due to Fees

• Current Assignee: Barry Fiala
• Original Assignee: Barry Fiala
• Inventors: Fiala, Barry J, Selby, Ronald B
• Primary Examiner(s): Fridie, Jr., Willmon
• Application Number:
  US08/895,283
• Time in Patent Office: 720 Days
• Field of Search: 283/904, 283/72, 283/74, 283/56, 283/67, 206/461, 206/471, 206/495, 206/806, 379/144, 235/380
• US Class Current: 283/61
• CPC Class Codes: B42D 15/00 Printed matter of special format or style not otherwise provided for
• CPC Class Codes: H04M 17/02 Coin-freed or check-freed systems , e.g. mobile- or card-operated phones, public telephones or booths
• CPC Class Codes: H04M 17/026 Constructional features
• CPC Class Codes: H04M 17/10 Account details or usage

Abstract

The present invention comprises a method of activating a metered account that is associated with a personal identification number, where the personal identification number is affixed to a card and the metered account is activated at the time of sale of the card, and an apparatus comprising a package adapted for holding the card so that the method of the present invention can be practiced. The card includes an exposed data-encoded strip and the card preferably has a personal identification number thereon. The package includes a first panel and a retainer that secures the card to the first panel so that, when the card is secured to the panel, at least a portion of the data-encoded strip is exposed and laterally displaced remote from the panel. The data-encoded strip is encoded with a control number that is associated with the metered account. When the card is purchased, the control number is read from the data-encoded strip while the card is secured to the first panel, and the metered account is activated.

Claims

1. A package adapted for holding a first card, the first card generally defining a plane and having an exposed data-encoded strip;

said package including;

(a) a first panel having an outer perimeter; and

(b) retaining means for securing the first card to said first panel so that, when the first card is secured to said first panel, at least a portion of the data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of the first card.

2. The package of claim 1 in which said data-encoded strip comprises a magnetic strip.

3. The package of claim 1 in which said retaining means comprises a rivet.

4. The package of claim 3 in which the first card additionally has a personal identification number thereon, in which said rivet secures the first card to said first panel so that said personal identification number is obscured from view when the first card is secured to said first panel, and in which said rivet comprises tamper evident means for indicating that an attempt has been made to view the personal identification number when the first card is secured to said first panel.

5. The package of claim 1 in which the first card additionally has a personal identification number thereon, in which said retaining means secures the first card to said first panel so that said personal identification number is obscured from view when the first card is secured to said first panel, and in which said package comprises tamper evident means for indicating that an attempt has been made to view said personal identification number when the first card is secured to said first panel.

6. The package of claim 1 in which said package further includes a second panel adapted to be attached in congruent alignment with said first panel;

said second panel adapted to retain the first card between said first and said second panels when the card is secured to the first panel.

7. The package of claim 6 in which said second panel comprises a transparent window portion positioned to overlap a portion of the first card remote from said data-encoded strip when the first card is secured to said first panel.

8. The package of claim 6 in which said first panel comprises a door panel movably attached to said first panel.

9. The package of claim 6 in which said second panel further comprises a retaining portion adapted to secure at least one second card to said package so that the at least one second card is laterally displaced from the first card.

10. The package of claim 1 in which said package further includes a second panel adapted to be attached in congruent alignment to said first panel and adapted to entrap a third panel between said first and second panels;

said second panel having window means for viewing the third panel therethrough.

11. The package of claim 10 in which said retaining means comprises a rivet.

12. In combination:

a first card generally defining a plane and including an exposed data-encoded strip; and

a package including a first panel, said first panel having an outer perimeter;

said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced externally remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card.

13. The combination as recited in claim 12 in which said data-encoded strip comprises a magnetic strip.

14. The combination as recited in claim 12 in which said first card is secured to said first panel by a rivet.

15. The combination as recited in claim 14 in which said first card has a personal identification number thereon, in which said rivet secures said first card to said first panel so that said personal identification number is obscured from view, and in which said rivet comprises tamper evident means for indicating that an attempt has been made to view said personal identification number.

16. The combination as recited in claim 12 in which said first card has a personal identification number thereon and said first card is secured to said first panel so that said personal identification number is obscured from view, and in which said package comprises tamper evident means for indicating that an attempt has been made to view said personal identification number.

17. The combination as recited in claim 12 in which said package further includes a second panel attached in congruent alignment with said first panel;

said second panel retaining said first card between said first and second panels.

18. The combination as recited in claim 17 in which said second panel comprises a transparent window portion overlapping a portion of said first card remote from said data-encoded strip.

19. The combination as recited in claim 17 in which said first panel comprises a door panel movably attached to said first panel.

20. The combination as recited in claim 17 in which said second panel further comprises a retaining portion securing at least one second card to said package so that said at least one second card is laterally displaced from said first card.

21. The combination as recited in claim 12 in which said package further includes a second panel in congruent alignment with said first panel and entrapping a third panel between said first and second panels;

said second panel having window means for viewing said third panel therethrough.

22. The combination as recited in claim 21 in which said first card is secured to said first panel by a rivet.

23. The combination as recited in claim 21 in which said first card has a personal identification number thereon and in which said package further includes cover means attached to said first card for hiding said personal identification number from view.

29. A method of using the first card and package combination as recited in claim 12 to activate a metered account, said method comprising the steps of:

(a) encoding a first identification number onto said data-encoded strip;

(b) associating a first representation of said first identification number with said metered account within a processing apparatus;

i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel;

ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus;

iii. then using said first characterization of said first identification number to identify said metered account by said processing apparatus;

iv. then activating said metered account by said processing apparatus;

and

(c) crediting said metered account with a certain predetermined balance.

30. The method of claim 29 which further comprises the steps of:

(a) associating a second representation of a second identification number with said metered account within said processing apparatus;

then

(b) using a second characterization of said second identification number to identify said metered account by said processing apparatus; and

then

(c) providing access to services and debiting said balance of said metered account for said providing of said services.

33. The combination as recited in claim 16, in which said package further includes a second panel attached in congruent alignment with said first panel;

said tamper evident means comprising a sticker affixed to said first card and obscuring said personal identification number from view;

said first card being secured to said first panel by a glue bonding said sticker to said first panel.

34. The combination as recited in claim 33, in which said second panel comprises a transparent window portion overlapping a portion of said first card remote from said data-encoded strip.

24. In combination:

a first card generally defining a plane and including an exposed data-encoded strip;

at least one second card; and

a package including;

a first panel having an outer perimeter;

said first card being secured to said first panel so that at least a portion of said data-encoded strip is exposed and displaced remote from a portion of said outer perimeter of said first panel in a direction substantially parallel to the plane of said first card; and

a retaining portion securing said at least one second card to said package so that said at least one second card is displaced from said first card.

31. A method of using the first card, at least one second card and package combination as recited in claim 24 to activate a plurality of metered accounts, said method comprising the steps of:

(a) encoding a first identification number onto said data-encoded strip;

(b) associating a first representation of said first identification number with said plurality of said metered accounts within a processing apparatus;

i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel;

ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus;

iii. then using said first characterization of said first identification number to identify said plurality of said metered accounts by said processing apparatus;

iv. then activating said plurality of said metered accounts by said processing apparatus;

and

(c) crediting each said metered account with a certain predetermined balance.

32. The method of claim 31 which further comprises the steps of:

(a) associating a second representation of a second identification number with one particular metered account of said plurality of said metered accounts within said processing apparatus;

then

(b) using a second characterization of said second identification number to identify said particular metered account by said processing apparatus; and

then

(c) providing access to services and debiting said balance of said particular metered account for said providing of said services.

25. In combination:

a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and

a package including;

a first panel;

a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and

a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card;

said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

26. In combination:

a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and

a package including;

a first panel;

a door panel hingedly attached to said first panel;

a second panel attached in congruent alignment to said first panel and comprising a transparent window portion overlapping a portion of said card remote from said magnetic strip; and

a rivet extending between said first and second panels securing said card to said first and second panels so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said card;

said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

27. In combination:

a first card having a personal identification number thereon, said first card generally defining a plane and including an exposed magnetic strip; and

at least one second card; and

a package including;

a first panel;

a second panel attached in congruent alignment to said first panel;

said second panel having a compartment holding said at least one second card to said package; and

a rivet extending through said first card and securing said first card to said package so that at least a portion of said magnetic strip is exposed and laterally displaced remote from said first and said second panels in a direction substantially parallel to the plane of said first card;

said rivet being adapted to indicate that an attempt has been made to view said personal identification number.

28. In combination:

a card having a personal identification number thereon, said card generally defining a plane and including an exposed magnetic strip; and

a package including;

a sticker attached to said card hiding said personal identification number from view;

a first panel including a male protuberance and having a first end;

a second panel including a female protuberance in mating engagement with said male protuberance; and

a third panel;

said second panel retaining said card and said third panel between said first and second panels and including a transparent first window portion overlapping at least a portion of said card remote from said magnetic strip;

said second panel being attached in congruent alignment to said first panel;

said second panel having a second end hingedly attached to said first end and a second window portion for viewing said third panel therethrough; and

a rivet extending between said first and second panels for securing said card to said first and second panels so that said magnetic strip is exposed and laterally displaced remote from said panels in a direction substantially parallel to the plane of said card.

35. A method of using a card-and-package combination to activate a metered account, said card-and-package combination comprising a package and a first card generally defining a plane;

said first card including a data-encoded strip and said first card additionally having a personal identification number thereon;

said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed;

said method comprising the steps of;

(a) encoding a first identification number onto said data-encoded strip;

(b) associating a first representation of said first identification number with said metered account within a processing apparatus;

i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel;

ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus;

iii. then using said first characterization of said first identification number to identify said metered account by said processing apparatus;

iv. then activating said metered account by said processing apparatus;

and

(c) crediting said metered account with a certain predetermined balance.

36. The method of claim 35 which further comprises the steps of:

(a) associating a second representation of a second identification number with said metered account within said processing apparatus;

then

(b) using a second characterization of said second identification number to identify said metered account by said processing apparatus; and

then

(c) providing access to services and debiting said balance of said metered account for said providing of said services.

37. A method of using a card-and-package combination to activate a plurality of metered accounts, said card-and-package combination comprising:

(A) a first card generally defining a plane;

said first card including a data-encoded strip and said first card additionally having a personal identification number thereon;

(B) at least one second card; and

(C) a package;

said first card being secured to said package so that said personal identification number is obscured from view and so that at least a portion of said data-encoded strip is exposed;

said package including a retaining portion securing said at least one second card to said package;

said method comprising the steps of;

(a) encoding a first identification number onto said data-encoded strip;

(b) associating a first representation of said first identification number with said plurality of said metered accounts within a processing apparatus;

i. then using a data-encoded strip reader to read said encoded first identification number from said exposed data-encoded strip while said first card is secured to said first panel;

ii. then transmitting a first characterization of said first identification number from said data-encoded strip reader to said processing apparatus;

iii. then using said first characterization of said first identification number to identify said plurality of said metered accounts by said processing apparatus;

iv. then activating said plurality of said metered accounts by said processing apparatus;

and

(c) crediting each said metered account with a certain predetermined balance.

38. The method of claim 37 which further comprises the steps of:

(a) associating a second representation of a second identification number with one particular metered account of said plurality of said metered accounts within said processing apparatus;

then

(b) using a second characterization of said second identification number to identify said particular metered account by said processing apparatus; and

then

(c) providing access to services and debiting said balance of said particular metered account for said providing of said services.