Transaction methods systems and devices
First Claim
Patent Images
1. A transaction method comprising the steps of:
- providing a computer accessible via an electronic network at an electronic address encoded by a bar code supported by a member;
receiving a first data element by the computer and via the electronic network, the first data element read by a bar code reader in communication with the electronic network, the first data element indicating a first party of a transaction;
receiving a second data element by the computer and via the electronic network, the second data element read from the member by the bar code reader in communication with the electronic network, the second data element indicating a second party of the transaction;
authenticating the second data element; and
upon authenticating the second data element, sending a message based on the transaction to the first party.
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Accused Products
Abstract
A transaction system includes a computer (20) which performs a transaction method comprising steps of receiving a first data element indicating an item in a transaction, receiving a second data element indicating a party of the transaction, approving the transaction based upon the second data, and creating a record of the transaction. The first data element and the second data element are received via an electronic network (22). The second data element is read from a device (40) by an optical data reader (30) in communication with the electronic network (22).
529 Citations
23 Claims
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1. A transaction method comprising the steps of:
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providing a computer accessible via an electronic network at an electronic address encoded by a bar code supported by a member; receiving a first data element by the computer and via the electronic network, the first data element read by a bar code reader in communication with the electronic network, the first data element indicating a first party of a transaction; receiving a second data element by the computer and via the electronic network, the second data element read from the member by the bar code reader in communication with the electronic network, the second data element indicating a second party of the transaction; authenticating the second data element; and
upon authenticating the second data element, sending a message based on the transaction to the first party. - View Dependent Claims (2)
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3. A transaction system comprising:
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a computer in communication with an electronic network to receive a first data element and a second data element both read by a bar code reader, the first data element indicating a first party of a transaction, the second data element indicating a second party of the transaction; wherein the computer authenticates the second data element and sends a message indicating the transaction to the first party upon authenticating the second data element; and wherein the computer is accessible via the electronic network at an electronic address encoded by a bar code supported by a member having the second data element. - View Dependent Claims (4)
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5. A transaction device comprising:
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a member; a first bar code supported by the member, the first bar code providing an instruction for linking to a destination in an electronic network; and a second bar code supported by the member, the second bar code providing an identification code for authenticating a transaction at the destination. - View Dependent Claims (6, 7, 8, 9, 10)
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11. A transaction device comprising:
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a member selected from the group consisting of a credit card, a debit card, an automatic teller machine card, and a charge card; a first bar code supported by the member, the first bar code encoding an electronic address of a destination in an electronic network; and a second bar code supported by the member, the second bar code providing an identification code for authenticating a transaction at the destination. - View Dependent Claims (12)
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13. A method of facilitating a transaction between a first party and a second party, the method comprising the steps of:
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providing a computer accessible via an electronic network; providing a first member which supports a first bar code, a second bar code and a human-readable image, the first bar code encoding an electronic address for linking to the computer, the second bar code encoding an identification code for the second party, the human-readable image including a transaction service logo; receiving, via the electronic network, a link to the computer based upon the first bar code; receiving, by the computer and via the electronic network, the identification code read from the second bar code; receiving, by the computer and via the electronic network, data read from a third bar code supported by a second member, the data indicating both an item in the transaction and the first party, the second member having a human-readable image which includes the transaction service logo; approving the transaction based upon the identification code for the second party; and sending a message indicating the transaction to the first party. - View Dependent Claims (14, 15, 16, 17, 18)
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19. A method of facilitating a transaction between a first party and a second party, the method comprising the steps of:
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providing a computer accessible via an electronic network; providing a first member which supports a first bar code and a second bar code, the first bar code encoding an electronic address for linking to the computer, the second bar code encoding an item in the transaction; receiving, via the electronic network, a link to the computer based upon the first bar code; receiving, by the computer and via the electronic network, a data element indicating the item in the transaction from the second bar code; receiving, by the computer and via the electronic network, a data element read from a third bar code supported by a second member, the third bar code encoding an identification code for the second party; and processing the transaction based upon at least the identification code. - View Dependent Claims (20, 21, 22, 23)
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Specification