Electronic wallet and method for operating the same

• US 5,945,652 A
• Filed: 02/25/1997
• Issued: 08/31/1999
• Est. Priority Date: 02/29/1996
• Status: Expired due to Term

• Current Assignee: Hitachi, Ltd.
• Original Assignee: Hitachi, Ltd.
• Inventors: Takano, Masaki, Hoshino, Takeshi, Itoh, Shigeyuki, Suso, Koji, Ohki, Masayuki, Urushihara, Atsuhiko, Abe, Yuhei
• Primary Examiner(s): Le, Thien Minh
• Assistant Examiner(s): Lee, Diane I.
• Application Number:
  US08/804,694
• Time in Patent Office: 917 Days
• Field of Search: 235/380, 235/381, 235/383, 235/492, 235/472.01, 902/25, 902/26
• US Class Current: 235/380
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence

Abstract

An electronic wallet includes a plurality of operating keys at least having a plurality of numeric and calculation keys, a display part for displaying thereon electronic money information and IC card state information, at least one independent function switch in addition to a power switch, a plurality of control keys for operating the electronic money information stored in IC cards and the IC card state information, and a plurality of function keys having a plurality of function level layers having a plurality of tasks, for selecting the plurality of tasks having the respective function level layers. Thereby the electronic wallet can have many functions. Further, a modem unit, which is removably mounted to card slots of the electronic wallet, is provided with a through opening to communicate with the card slots and a modular jack to be connected to a communication line. Since a user can insert the IC card into the electronic wallet from the card slots with the modem unit already mounted to the card slots, handling of the electronic wallet is convenient upon transfer of the electronic money through the communication line. In addition, the user can insert the IC card into the electronic wallet which is still connected to the communication line.

Claims

1. An electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising:

a plurality of operating keys;

a display part for displaying the electronic money information; and

at least one independent function switch provided in addition to a power switch;

wherein the electronic money information stored in an IC card received in one of said card slots is displayed on the display part during a time of operating at least the independent function switch when the power switch is an off state.

2. An electronic wallet as set forth in claim 1, wherein the electronic money information displayed on said display part includes at least one of balances of the electronic money and a lock state for inhibiting data processing of one of the IC cards.

3. An electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information comprising:

a plurality of operating keys;

a display part for displaying the electronic money information; and

at least one independent function switch provided in addition to a power switch,

wherein an IC card received in one of said card slots is permitted to be locked for indicating exclusive data processing during a time of operating at least the independent function switch when the power switch is an off state.

4. An electronic wallet as set forth in claim 3, wherein the electronic money information displayed on said display part includes at least one of balances of the electronic moneys and a lock state for one of the IC cards.

5. An electronic wallet as set forth in claim 4, wherein a lock key is operated to put one of said IC cards in the lock state, while a password is entered to release said lock state.

6. An electronic wallet as set forth in claim 4, wherein a lock key is operated to put one of said IC cards in the lock state, while secret character information is entered to release said lock state.

7. An electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising:

a plurality of operating keys;

a display part for displaying the electronic money information;

a power switch; and

a controller having a contact and providing a predetermined time when an IC card received in one of said card slots is contacted with the contact, for displaying the electronic money information stored in said IC card on the display part during the predetermined time while the power switch is an off state.

8. An electronic wallet as set forth in claim 7, wherein the electronic money information displayed on said display part includes at least one of balances of the electronic moneys and a lock state for inhibiting data processing of one of the IC cards.

9. An electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising:

a plurality of operating keys including plural numeric keys and calculation keys;

a display part for displaying the electronic money information and IC card state information;

at least one independent function switch in addition to a power switch;

a plurality of control keys for operating the electronic money information and the IC card state information stored in an IC card; and

a function key including a plurality of function hierarchies having a plurality of tasks for selecting one of the plurality of tasks included in each of the function hierarchies, wherein

the electronic money information stored in an IC card received in one of said card slots is displayed on the display part during a time of operating at least the independent function switch when the power switch is an off state.

10. An electronic wallet as set forth in claim 9, wherein the electronic money information displayed on said display part include balances of the electronic moneys;

and said IC card state information include a card lock state indicative of inhibition of data processing of one of said IC cards, a selected card state indicative of which one of the IC cards inserted in said plurality of card slots, and a card insertion state indicative of one of the IC cards being inserted in one of said card slots.

11. An electronic wallet as set forth in claim 10, further comprising It card readers/writers provided for each of the two IC cards inserted in said card slots, a microprocessor for causing said IC card readers/writers to perform reading/writing operation over the electronic money under control of said controller, and a modem connector for connection with a modem unit.

12. An electronic wallet as set forth in claim 11, wherein said modem unit is removably mounted to said card slots of said electronic wallet, said modem unit is provided with a through opening to communicate with said card slots and a modular jack to be connected to a communication line, so that, when said modem unit is already mounted to said card slots, said IC card can be inserted from said card slots.

13. An electronic wallet as set forth in claim 12, wherein a party to which said electronic money information is to be transferred from one of said IC cards is (1) the other of said IC cards inserted into the other card slot, (2) a terminal capable of transmitting or receiving electronic money to or from said IC card, or (3) an IC card of another electronic wallet connected to said electronic wallet through said modem unit.

16. An electronic wallet as set forth in claim 12, wherein said control keys include a clear/cancel key for clearing the information displayed on said display part and for stopping transfer of said electronic money in process, up and down keys for instructing a transfer direction of said electronic money, and a decision key for instruction execution;

said up and down keys have functions of (1) when said first subtask is instructed, instructing either one of said first and second IC cards by operation of any of said keys;

(2) instructing the transfer direction of said electronic money information by operation of any of said keys;

(3) when said fourth subtask is instructed, searching for the latest transaction information of said IC card from the beginning by operation of any of said keys; and

(4) when said fifth subtask is instructed, selecting tasks of said second function level layer by operation of any of said keys.

14. An electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising:

a plurality of operating keys including plural numeric keys and calculation keys;

a display part for displaying the electronic money information and IC card state information;

at least one independent function switch in addition to a lower switch;

a plurality of control keys for operating the electronic money information and the IC card state information stored in an IC card received in one of said card slots; and

a function key including a plurality of function hierarchies having a plurality of tasks, for selecting one of the plurality of tasks included in each of the function hierarchies, wherein

the function hierarchies selected by the function key is a first function hierarchy having;

(1) a first subtask for selecting one of a first and second IC cards inserted into the card slot at least;

(2) a second subtask for making the first and second IC cards locked;

(3) a third subtask for transferring the electronic money information;

(4) a fourth subtask for displaying history information of the first and second IC cards on the display part; and

(5) a fifth subtask for selecting a second function hierarchy.

15. An electronic wallet according to claim 14, wherein the second function hierarchy selected by the fifth subtask includes:

(1a) a first sub-subtask for selecting a predetermined currency from a plurality of electronic currencies stored in the IC card; and

(2a) a second sub-subtask for providing a calculation function with operation of the numeric keys and the calculation keys.

17. A method for operating an electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising the steps of:

(a) inserting an IC card into a card slot;

(b) operating at least one independent function switch provided in addition to a power switch with the power switch off; and

(c) displaying the electronic money information on a display during a time of operating the independent function key.

18. A method according to claim 17 wherein, in the step (c), one electronic money balance and a locked state indicative of exclusive data processing in relation to an IC card are displayed on the display part as electronic money information.

19. A method of operating an electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising the steps of:

(a) inserting an IC card into a card slot;

(b) operating at least one independent function switch provided in addition to a power switch with the power switch off; and

(c) making the IC card lock to indicate exclusive data processing during a time of operating the independent function switch.

20. A method for operating an electronic wallet as set forth in claim 19, wherein, in said step (c), a user pushes a lock key to put the IC card in said lock state, and enters a password to release said lock state.

21. A method for operating an electronic wallet as set forth in claim 19, wherein, in said step (c), a user pushes a lock key to put the IC card in said lock state, and enters secret character information to release said lock state.

22. A method of operating an electronic wallet having a plurality of card slots accepting an IC card storing withdrawable electronic money information, comprising the steps of:

(a) inserting an IC card into a card slot;

(b) contacting a contact of the IC card to a contact of a controller with a power switch off; and

(c) displaying an electronic currency information stored in an IC card during a predetermined time provided by the controller.

23. A method according to claim 22 wherein, in the step (c), an electronic money balance and a locked state indicative of exclusive data processing in relation to an IC card are displayed on the display part as electronic money information.

24. A method of operating an electronic wallet which has a plurality of card slots for removably receiving IC cards and which allows electronic money information to be withdrawably stored in the IC cards, the method comprising the steps of:

(a) inserting IC cards into the card slots;

(b) operating at least one independent function switch provided in addition to a power switch with the power switch off and displaying the electronic money information stored in an IC card during the operation of the independent function switch;

(c) displaying the electronic money information stored in an IC card and IC card state information on a display part;

(d) displaying a plurality of tasks having predetermined function hierarchies on the display part with use of a function key;

(e) operating the IC card state information according to the IC card state information;

(f) instructing any of the plurality of tasks with use of the function key; and

(g) executing the selected tasks with use of respective control keys.

25. A method for operating an electronic wallet as set forth in claim 24, wherein, in said step (b), the electronic money balances are displayed on said display part as said electronic money information;

and a card lock state indicative of inhibition of data processing of one of said IC cards, a selected card state indicative of which one of the IC cards inserted in said plurality of card slots, and a card insertion state indicative of one of the IC cards being inserted in one of said card slots are also displayed on the display part as said IC card state information.

26. A method of operating an electronic wallet which has a plurality of card slots for removably receiving IC cards and which allows electronic money information to be withdrawably stored in the IC cards, the method comprising the steps of:

(a) inserting IC cards into the card slots;

(b) displaying the electronic money information stored in IC cards and IC card state information on a display part;

(c) displaying a plurality of tasks having a predetermined function hierarchies on the display part with use of a function key, each of the tasks including a first subtask for selecting either one of first and second IC cards inserted into the card slots, a second subtask for locking the first and second IC cards, a third subtask for transferring the electronic money information, a fourth subtask for displaying transaction information of the first and second IC cards on the display part, and a fifth subtask for selecting a second function hierarchy, which are displayed on the display part as a task of a first function hierarchy;

(d) operating the IC card state information according to the IC card state information;

(e) instructing any of the plurality of tasks with use of the function key; and

(f) executing the selected tasks with use of respective control keys.

27. A method according to claim 26 wherein, in the step (c), the second function hierarchy selected by the fifth subtask and displayed on the display part includes:

a first sub-subtask for selecting a predetermined currency from a plurality of electronic currencies stored in the IC card; and

a second sub-subtask for providing a calculation function with operation of numeric keys and calculation keys.

28. A method for operating an electronic wallet as set forth in claim 27, wherein said control keys include a clear/cancel key for clearing the information displayed on said display part and for stopping transfer of said electronic money in process, up and down keys for instructing a transfer direction of said electronic money, and a decision key for instruction execution;

said up and down keys have functions of (1) when said first subtask is instructed, instructing either one of said first and second IC cards by operation of any of said keys;

(2) when the third subtask is instructed, instructing the transfer direction of said electronic money information by operation of any of said keys;

(3) when said fourth subtask is instructed, searching for the latest transaction information of said IC card from the beginning by operation of any of said keys; and

(4) when said fifth subtask is instructed, selecting tasks of said second function level layer by operation of any of said keys.

29. A method for operating an electronic wallet as set forth in claim 26, wherein, in said step (d), change of said IC card state information is carried out so that, when a user instructs said first function level layer with use of said function key and enters user'"'"'s password with use of said operating keys, said card lock state is released, whereas, when the user operates said second subtask, the card is returned to said card lock state.