Apparatus for issuing integrated circuit cards

• US 5,949,046 A
• Filed: 07/23/1996
• Issued: 09/07/1999
• Est. Priority Date: 12/14/1995
• Status: Expired due to Term

• Current Assignee: NCR Corporation
• Original Assignee: NCR Corporation
• Inventors: Stewart, Mark J., Kenneth, Alexander R.
• Primary Examiner(s): Lee, Michael G.
• Application Number:
  US08/681,449
• Time in Patent Office: 1,141 Days
• Field of Search: 235/380, 235/381, 235/439, 235/440, 235/448, 235/487, 235/492, 235/493, 235/451, 902/26, 902/27, 902/29
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/355 Personalisation of cards for use
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

The present invention relates to an apparatus (10) for issuing integrated circuit cards (9). The apparatus includes an integrated circuit card writer (12) arranged to issue each of the integrated circuit cards (9), with information stored therein. The apparatus (10) also includes a magnetic stripe card reader (16) which is arranged to read information from a magnetic stripe card (2) inserted therein and to transmit the information to the writer (12) to be written into a blank integrated circuit card (9) stored in the writer (12). A key pad is provided (22) for entering identifying information in respect of the user of the magnetic stripe card (2) is also provided.

Claims

1. A self-service terminal for allowing a user to replace a magnetic stripe card with an integrated circuit card, the self-service terminal comprising:

a retention bin for storing magnetic stripe cards which have been replaced with integrated circuit cards;

a magnetic stripe card reader for (i) receiving a magnetic stripe card to be replaced from a user, and (ii) reading data from a magnetic stripe of the magnetic stripe card;

input means for enabling a user to enter user identifying information to allow the user to gain access to services provided by the self-service terminal when the magnetic stripe card reader receives a magnetic stripe card to be replaced from the user;

a storage bin for storing blank integrated circuit cards;

an integrated circuit card writer for (i) receiving a blank integrated circuit card from the storage bin, and (ii) transferring data read from a magnetic stripe of a magnetic stripe card to be replaced to the blank integrated circuit card to produce a loaded integrated circuit card to be delivered to a user; and

control means for (i) controlling the magnetic stripe card reader to read data from a magnetic stripe of a magnetic stripe card to be replaced when the magnetic stripe card reader receives the magnetic stripe card from a user, (ii) controlling the magnetic stripe card reader and the integrated circuit card writer to transfer data which has been read from the magnetic stripe of the magnetic stripe card to a blank integrated circuit card when the integrated circuit card writer receives the blank integrated circuit card from the storage bin to produce a loaded integrated circuit card to be delivered to the user, (iii) controlling the integrated circuit card writer to deliver the loaded integrated circuit card to the user, and (iv) controlling the magnetic stripe card reader to move the magnetic stripe card into the retention bin to retain the magnetic stripe card when the loaded integrated circuit card is delivered to the user.

2. An apparatus according to claim 1, wherein the integrated circuit card writer includes means for embossing a front face of an integrated circuit card received from the storage bin with information based upon data which has been read from a magnetic stripe of a magnetic stripe card to be replaced.

3. An apparatus according to claim 1, wherein the integrated circuit card writer includes a magnetic write head for writing data which has been read from a magnetic stripe of a magnetic stripe card to be replaced to a magnetic stripe of an integrated circuit card received from the storage bin to enable the integrated circuit card to be used in either an integrated circuit card reader or a magnetic stripe card reader.

4. A method of replacing a magnetic stripe card with an integrated circuit card at a self-service terminal, the method comprising the steps of:

(a) receiving a magnetic stripe card from a user desiring to replace the magnetic stripe card with an integrated circuit card;

(b) reading data from a magnetic stripe of the magnetic stripe card received from the user in step (a);

(c) transferring data read in step (b) to a blank integrated circuit card to produce a loaded integrated circuit card to be delivered to the user;

(d) delivering the loaded integrated circuit card produced in step (c) to the user; and

(e) moving the magnetic stripe card to a retention bin to retain the magnetic stripe card when the loaded integrated circuit card is delivered to the user.

5. A method according to claim 4, further comprising the step of:

(f) embossing a front face of an integrated circuit card received from the storage bin with information based upon data read from the magnetic stripe of the magnetic stripe card in step (b).

6. A method according to claim 4, further comprising the step of:

(f) transferring data read in step (b) to a magnetic stripe of the loaded integrated circuit card to enable the loaded integrated circuit card to be used in either an integrated circuit card reader or a magnetic stripe card reader.