Correspondence and chargeback workstation
First Claim
1. A method using a computer system for automated resolution of a consumer'"'"'s request wherein the system automatically applies the company'"'"'s business-wide rules and policies in a uniform and consistent manner to resolve said consumer'"'"'s requests and wherein said system includes a workstation and a data storing means comprising the steps of:
- a) receiving said consumer'"'"'s request into said system;
b) transmitting an image document of said consumer'"'"'s request to said workstation which is capable of processing non-formatted and formatted documents;
c) converting said image document into computer readable information;
d) processing said computer readable information to identify consumer identification information;
e) processing said computer readable information to permit an operator to identify issues to be addressed in order to resolve said consumer'"'"'s request;
f) retrieving from said data storage means stored data which corresponds to said consumer identification information that pertains to said identified issues;
g) retrieving from said data storage means stored chargeback rules and procedures which pertain to said identified issues;
h) applying said chargeback rules and procedures to resolve without human intervention said identified issues;
i) generating automatically a letter to said consumer which discusses the disposition of said identified issues, if said identified issues are automatically resolvable; and
j) pending or redirecting said consumer'"'"'s request for human resolution, if said identified issues are not automatically resolvable.
2 Assignments
0 Petitions
Accused Products
Abstract
The present invention is a process that includes a graphical user interface, a client-server design and computer telephony integration to enhance the quality and productivity while reducing training in the correspondence and chargeback operations. The process uses a data index component of a scanned or computer-output image to automate interaction with an intelligent workstation used by a customer service representative. The system uses business rules and accesses other data to provide rapid and high quality disposition of cases. The image document can be resolved with minimum or no human interaction.
-
Citations
20 Claims
-
1. A method using a computer system for automated resolution of a consumer'"'"'s request wherein the system automatically applies the company'"'"'s business-wide rules and policies in a uniform and consistent manner to resolve said consumer'"'"'s requests and wherein said system includes a workstation and a data storing means comprising the steps of:
-
a) receiving said consumer'"'"'s request into said system; b) transmitting an image document of said consumer'"'"'s request to said workstation which is capable of processing non-formatted and formatted documents; c) converting said image document into computer readable information; d) processing said computer readable information to identify consumer identification information; e) processing said computer readable information to permit an operator to identify issues to be addressed in order to resolve said consumer'"'"'s request; f) retrieving from said data storage means stored data which corresponds to said consumer identification information that pertains to said identified issues; g) retrieving from said data storage means stored chargeback rules and procedures which pertain to said identified issues; h) applying said chargeback rules and procedures to resolve without human intervention said identified issues; i) generating automatically a letter to said consumer which discusses the disposition of said identified issues, if said identified issues are automatically resolvable; and j) pending or redirecting said consumer'"'"'s request for human resolution, if said identified issues are not automatically resolvable. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
-
-
13. A method using a computer system for automated resolution of a consumer'"'"'s request wherein the system automatically applies the company'"'"'s business-wide rules and policies in a uniform and consistent manner to resolve said consumer'"'"'s requests and wherein said system includes a workstation and a data storing means comprising the steps of:
-
a) receiving said consumer'"'"'s request into said system; b) transmitting an image document of said consumer'"'"'s request to said workstation which is capable of processing non-formatted and formatted documents; c) converting said image document into computer readable information; d) processing said computer readable information to identify consumer identification information; e) processing said computer readable information to permit an operator to identify issues to be addressed in order to resolve said consumer'"'"'s request; f) retrieving from said data storage means stored data which corresponds to said consumer identification information that pertains to said identified issues; g) retrieving from said data storage means stored business rules and procedures which pertain to said identified issues; and h) applying said business rules and procedures to resolve without human intervention said identified issues.
-
-
14. A method using a computer system for automated resolution of a consumer'"'"'s request wherein the system automatically applies the company'"'"'s business-wide rules and policies in a uniform and consistent manner to resolve said consumer'"'"'s requests and wherein said system includes a workstation and a data storing means comprising the steps of:
-
a) receiving said consumer'"'"'s request into said system; b) transmitting an image document of said consumer'"'"'s request by electronic transmission to said workstation which is capable of processing non-formatted and formatted documents; c) converting said image document into computer readable information; d) processing said computer readable information to identify consumer identification information; e) processing said computer readable information to permit an operator to identify issues to be addressed in order to resolve said consumer'"'"'s request; f) retrieving from said data storage means stored data which corresponds to said consumer identification information that pertains to said identified issues; g) retrieving from said data storage means stored business rules and procedures which pertain to said identified issues; h) applying said business rules and procedures to resolve without human intervention said identified issues; and i) pre-processing automatically the disposition of said identified issues, if said identified issues are not automatically resolvable.
-
-
15. A method using a computer system for automated resolution of a consumer'"'"'s request wherein the system automatically applies the company'"'"'s business-wide rules and policies in a uniform and consistent manner to resolve said consumer'"'"'s requests and wherein said system includes a workstation and a data storing means comprising the steps of:
-
a) receiving said consumer'"'"'s request into said system; b) transmitting an image document of said consumer'"'"'s request by electronic transmission to said workstation; c) converting said image document into computer readable information; d) processing said computer readable information to identify consumer identification information; e) processing said computer readable information to permit an operator to identify issues to be addressed in order to resolve said consumer'"'"'s request; f) retrieving from said data storage means stored data which corresponds to said consumer identification information that pertains to said identified issues; g) retrieving from said data storage means stored chargeback rules and procedures which pertain to said identified issues; h) applying said chargeback rules and procedures to resolve without human intervention said identified issues; i) automatically generating a letter to said consumer which contains the account number, letter code, letter variables, memos, greeting, salutation, and a written response which details the disposition of said consumer'"'"'s request, if said identified issues are automatically resolvable; and j) pending or redirecting said consumer'"'"'s request for human resolution, if said identified issues are not automatically resolvable. - View Dependent Claims (16, 17, 18, 19, 20)
-
Specification