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Correlating transaction records via user-specified identifier creating uncleared transaction

  • US 6,006,204 A
  • Filed: 12/18/1997
  • Issued: 12/21/1999
  • Est. Priority Date: 12/18/1997
  • Status: Expired due to Term
First Claim
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1. A method of correlating transactions in an account ledger, comprising:

  • creating an uncleared transaction record within the account ledger for an anticipated transaction, the uncleared transaction including a unique transaction identifier capable of uniquely identifying any transaction including deposits, checks, and withdrawals;

    creating a real transaction record within the account ledger for an actual transaction, the real transaction record including the transaction identifier;

    comparing the transaction identifier within the uncleared transaction record with the transaction identifier within the real transaction record; and

    responsive to identifying a match between the transaction identifier within the uncleared transaction record and the transaction identifier within the real transaction record, merging the uncleared transaction record with the real transaction record.

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