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Apparatus and method for determining insurance benefit amounts based on groupings of long-term care patients with common characteristics

  • US 6,014,632 A
  • Filed: 04/15/1997
  • Issued: 01/11/2000
  • Est. Priority Date: 04/15/1997
  • Status: Expired due to Term
First Claim
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1. A method for using a digital electrical computer apparatus to electrically process signals in generating output for insurance documentation, thedigital electrical computer apparatus comprising a digital computer having a processor, the processor electrically connected to a memory device for storing and retrieving operations including machine-readable signals in the memory device, to an input device for receiving input data and converting the input data into input electrical data, to a visual display unit for converting output electrical data into output having a visual presentation, to a printer for converting the output electrical data into printed documentation, whereinthe processor is programmed to control the apparatus to receive the input data and to produce the output data method including the steps of:

  • defining a plurality of patient categories; and

    for each of said categories, determining a periodic duration-specific insurance benefit amount for a long-term care patient, and inserting said periodic duration-specific insurance benefit amounts in a long-term care insurance policy.

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