Purchase management system and method
First Claim
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1. A method of implementing a secure purchase management system, the method comprising:
- assigning a unique account code to a purchaser;
providing a set of secret transaction codes to the purchaser, one secret transaction code for each individual purchase to be made by the purchaser; and
verifying that a purchase request from a purchaser includes the purchaser'"'"'s account code and a transaction code which has not been used before to thereby prevent unauthorized purchases and fraud.
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Abstract
A system and method of implementing a secure purchase management system wherein a unique account code is assigned to a purchaser; a set of secret transaction codes are provided to the purchaser, one secret transaction code to be used for each individual purchase to be made by the purchaser; and each purchase request from a purchaser is verified to make sure it includes the purchaser'"'"'s account code and a transaction code which has not been used before to thereby prevent unauthorized purchases and fraud.
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Citations
18 Claims
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1. A method of implementing a secure purchase management system, the method comprising:
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assigning a unique account code to a purchaser; providing a set of secret transaction codes to the purchaser, one secret transaction code for each individual purchase to be made by the purchaser; and verifying that a purchase request from a purchaser includes the purchaser'"'"'s account code and a transaction code which has not been used before to thereby prevent unauthorized purchases and fraud. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computerized purchase management system comprising:
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means for assigning a unique account code to a purchaser; means for providing a set of secret transaction codes to the purchaser, one transaction code for each individual purchase to be made by the purchaser; a database including the purchaser'"'"'s account code and secret transaction codes; and means, responsive to the database, for verifying that a purchase request from a purchaser includes the purchaser'"'"'s account code and a transaction code which has not been used before to thereby prevent unauthorized purchases and fraud. - View Dependent Claims (9, 10, 11)
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12. A computerized purchase verification system comprising:
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a database including a purchaser'"'"'s unique account code and a plurality of transaction codes; means, responsive to a purchase request which includes an account code and one transaction code, for accessing the database and for verifying the validity of the account code and the validity of the transaction code; and means for deleting the one said transaction code to prevent unauthorized purchasers and re-use of that transaction code. - View Dependent Claims (13, 14, 15, 16, 17, 18)
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Specification