Electronic money storing apparatus and IC card control method

• US 6,032,858 A
• Filed: 05/29/1997
• Issued: 03/07/2000
• Est. Priority Date: 05/31/1996
• Status: Expired due to Fees

• Current Assignee: Hitachi-Omron Terminal Solutions Corporation (Hitachi, Ltd.)
• Original Assignee: Hitachi, Ltd.
• Inventors: Hayashi, Manabu, Maekawa, Hitoshi, Yazumi, Kazuyuki
• Primary Examiner(s): Lee, Michael G.
• Assistant Examiner(s): St. Cyr, Daniel
• Application Number:
  US08/864,972
• Time in Patent Office: 1,013 Days
• Field of Search: 235/379, 235/380, 235/385, 235/451, 235/486, 235/492, 902/26, 361/737, 361/686, 361/683, 705/17, 705/41
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/06 Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/204 comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
• CPC Class Codes: G06Q 20/29 characterised by micropayments
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/425 using two different networks, one for transaction and one for security confirmation

Abstract

In an electronic money storing apparatus in an electronic money transaction system for transmitting and receiving electronic money between electronic money cards holding electronic money, IC cards are loaded to each of a plurality of IC card read/write unit connected to a controller. Each of the IC cards holds electronic money and transmits and receives electronic money with another IC card in the electronic money transaction system. The controller reads and writes the electronic money of the IC cards loaded to a selected IC card read/write unit and transmits and receives the electronic money between that IC card and an electronic money storing media the external of the electronic money storing apparatus.

Claims

1. An electronic money storing apparatus for storing a plurality of electronic money cards holding electronic money comprising:

a line controller connected to a communication network for communicating electronic money data, for controlling the communication with the communication network;

card read/write means for accommodating a plurality of electronic money cards and reading and writing data for the cards; and

a controller for handling a plurality of transactions in parallel by controlling transmission and reception of the electronic money through said card read/write means and said line controllerm, each transaction being an electronic money transfer between the electronic money cards accommodated in said card read/write means or between an external electronic money card accessed via the communication network and the electronic money card accommodated in said card read/write means,

wherein said controller selects at least one from said electronic money cards accommodated in said card read/write means for each transaction and sending a selection request to said card read/write means, and

wherein said card read/write means reads and writes the electronic money in the electronic money card in response to the selection request.

2. An electronic money storing apparatus according to claim 1 wherein said electronic money card comprises an IC chip holding the electronic money, and said card read/write means comprises a board having a plurality of IC chips mounted on a substrate for reading and writing data for each of the IC chips.

3. An electronic money storing apparatus according to claim 1 further comprising a memory unit for storing a status of said electronic money cards stored in said electronic money storing apparatus;

said memory unit storing an electronic money balance of each of said electronic money cards.

4. An electronic money storing apparatus according to claim 3 wherein said controller refers the electronic money balance relating to each of the electronic money cards stored in said memory unit to select the electronic money card having the balance in the payment process of the electronic money from the electronic money cards stored in said electronic money storing apparatus, and conducts the payment process from the selected electronic money card.

5. An electronic money storing apparatus according to claim 4 wherein said memory unit further stores management flags for indicating whether the electronic money cards are in the process of transaction or not, said controller refers the electronic money balances relating to the electronic money cards stored in said memory unit to select the electronic money card which is not in the process of transaction and has an electronic money balance, and said electronic money storing apparatus conducts the payment process of the electronic money from the selected electronic money card.

6. An electronic money storing apparatus according to claim 1 further comprising a memory unit for storing states of said electronic money cards stored in said electronic money storing apparatus;

said memory unit storing management flags for indicating whether the electronic money cards are in the process of transaction or not;

said controller referring the management flags stored in said memory unit to select the electronic money which is not in the process of transaction; and

said electronic money storing apparatus conducting a receipt process of the electronic money to the selected electronic money card or a payment process of the electronic money from the electronic money card.

7. An electronic money storing apparatus according to claim 1 further comprising a memory unit for storing electronic money balances of the electronic money cards stored in said electronic money storing apparatus;

wherein said controller refers the balances of the electronic money cards stored in said memory unit and permits the removal of the electronic money card having no balance from said card read/write means.

8. An electronic money storing apparatus for handling electronic money cards holding electronic money as electronic data having the same value as currency, comprising:

a card storing unit for storing said electronic money cards;

an openable and closable card storing unit door for covering said card storing unit;

a lock for locking said card storing unit door and said card storing unit; and

a controller for controlling states of said electronic money cards;

said controller permitting release of said card storing unit door by said lock or removal of said electronic money cards stored in said card storing unit on condition of a predetermined process to said apparatus; and

further comprising a sensor for detecting a defect to said electronic money storing apparatus,

wherein when said sensor detects a defect, said controller selectively transmits data of the electronic money cards stored in said card storing unit to other electronic money card in an apparatus other than said electronic money storing apparatus or applies an electronic lock to disable the handling of the data of the electronic money cards stored in said card storing unit.

9. An electronic money storing apparatus according to claim 8 further comprising an input and/or output unit for displaying operation transaction as a guidance and detecting an input, and when the transaction inputted to said input and/or output unit is the removal of the electronic money card from said card storing unit or the opening of said card storing unit door, said controller compares a password inputted from said input and/or output unit with a previously stored password and when the comparison matches, permits the release of said card storing door by said lock or the removal of said electronic money cards stored in said card storing unit.

10. An electronic money storing apparatus according to claim 8 further comprising an ID information input unit for reading information of an ID card provided in said electronic money storing apparatus for handling;

wherein said controller permits the release of said card storing unit door by said lock or the removal of said electronic money cards stored in said card storing unit on the condition that an input value inputted from said ID information input unit is a predetermined value.

11. An electronic money storing apparatus according to claim 8 further comprising first power supply means for supplying power to said electronic money storing apparatus;

wherein said controller detects an interruption of the power supply by said first power supply means to terminate the communication of the data of the electronic money cards stored in said card storing unit.

12. An electronic money storing apparatus according to claim 11 further comprising second power supply means for supplying power to said electronic money storing apparatus;

wherein when said controller detects the interruption of the power supply by said first power supply means, said controller selects said second power supply means, and when said controller detects that a voltage of said second power supply means drops to a predetermined voltage, said controller terminates the communication of the data of said electronic money cards stored in said card storing unit.

13. An electronic money storing apparatus according to claim 8 further comprising an input/output unit for displaying a guidance for guiding the operation of said electronic money storing apparatus and detecting an input for a predetermined operation process;

wherein when one of the electronic money cards stored in said card storing unit is selected from said input/output unit, said controller receives a selection signal from said input/output unit to determine whether the corresponding electronic money card is in the process of transaction or not.

14. An electronic money storing apparatus according to claim 8 further comprising a power supply for supplying power to said electronic money storing apparatus;

wherein when said controller receives a request to stop the power from said power supply, said controller transmits the electronic money data of the electronic money cards in said card storing unit to electronic money cards in an apparatus other than said electronic money storing apparatus.

15. In a system comprising an IC reader/writer (ICRW) for accommodating a plurality of IC cards and reading and writing data for the cards, a CPU for handling a plurality of transactions in parallel by controlling transmission and reception of data through the ICRW, and a memory, a control method executed by CPU for controlling data transmission and data reception of the IC cards, comprising the steps of:

storing a status of the IC cards in the ICRW into the memory;

receiving an access request for the IC cards;

referring the status of the IC cards to select one IC card which is not in a reading or writing process by the ICRW; and

outputting signal to grant the access to the selected IC card.

16. A control method according to claim 15 wherein when the access grant signal is issued by said CPU, said CPU stores movement history of the data of the IC card for which the access was granted into said memory.

17. A control method according to claim 15 wherein said CPU manages the IC card for which the access was granted and sequentially stores the remainder of the data of the IC card into said memory.

18. An electronic money storing apparatus in an electronic money transaction system for transmitting and receiving electronic money between IC cards holding electronic money, comprising:

a plurality of IC card read/write means each having IC cards loaded therein; and

control means connected to each of said IC card read/write means for reading and writing electronic money of the IC cards loaded in a selected IC card read/write means and transmitting and receiving electronic money between the selected IC card and the external of said electronic money storing apparatus; and

further comprising detection means for detecting phenomena which are factors inducing breakage, malfunction or defect of an electronic equipment including temperature, vibration, shock, electromagnetic waves and water,

wherein in response to a signal from said detection means, the electronic money in said electronic money storing apparatus is moved to an electronic string media of other electronic money storing apparatus via a communication line.

19. An electronic money storing apparatus according to claim 18 wherein ejection of said IC cards is permitted on condition that all electronic money in the IC cards of said electronic money storing apparatus have been transferred to other IC cards.