×

Method for processing debit purchase transactions using a counter-top terminal system

DC CAFC
  • US 6,032,859 A
  • Filed: 09/15/1997
  • Issued: 03/07/2000
  • Est. Priority Date: 09/18/1996
  • Status: Expired due to Term
First Claim
Patent Images

1. A method for processing debit purchase transactions, the method comprising the steps of:

  • providing a counter-top terminal having telecommunications means operable with a computer, at least one keypad for data entry to the computer, a display responsive to the computer, and a card reader communicating with the computer for modifying purchasing value of a card in response to card use;

    entering transaction data to the computer through keypad data entry;

    reading a debit styled card through the card reader for providing card data to the computer;

    entering a customer authorization code for authorizing access to a customer data base of a host data processor;

    entering a clerk authorization code for initiating a debit purchase transaction;

    electronically transmitting a transaction request to the host data processor through the telecommunications means of the counter-top terminal for requesting a response of approval or disapproval from the host data processor;

    receiving a response from the host computer; and

    displaying the response from the host data processor for the debit purchase transaction on the counter-top terminal display.

View all claims
  • 4 Assignments
Timeline View
Assignment View
    ×
    ×