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Multiple account portable wireless financial messaging unit

  • US 6,041,314 A
  • Filed: 12/22/1997
  • Issued: 03/21/2000
  • Est. Priority Date: 12/22/1997
  • Status: Expired due to Term
First Claim
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1. A portable secure financial messaging unit, comprising:

  • a receiver for receiving a radio frequency signal comprising a secure financial transaction message;

    a selective call decoder coupled to the receiver, the selective call decoder comprising;

    a memory that includes a plurality of unique selective call addresses each corresponding with a predetermined financial transaction type; and

    an address correlator coupled to the memory, the address correlator operating to determine substantial coincidence between at least one of the plurality of unique selective call addresses and a received selective call address contained in the radio frequency signal and corresponding with the predetermined financial transaction type;

    a financial transaction processor coupled to the selective call decoder, the financial transaction processor allowing the portable secure financial messaging unit to effect a secure financial transaction based at least in part on information contained in the secure financial transaction message; and

    a main processor coupled to the financial transaction processor and the selective call decoder for controlling the receiver, selective call decoder, and financial transaction processor such that the portable secure financial messaging unit operates to perform the secure financial transaction.

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