Electronic money holding device utilizing an automatic payment method
First Claim
Patent Images
1. An electronic money holding device comprising:
- first storage means for storing a uniquely assigned identification number and an amount of held electronic money;
a processor for controlling the reference to and the updating of said amount of held electronic money and the transfer of electronic money between said electronic money holding device and another electronic money holding device; and
second storage means for storing information of a service provider concluding a sales contract with a possessor of said electronic money holding device and payment information of each sales contract.
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Accused Products
Abstract
An electronic money holding device has a first storage unit for storing a uniquely assigned identification number and an amount of held electronic money, a processor for controlling the reference to and the updating of the amount of held electronic money and the transfer of electronic money between the electronic money holding device and another electronic money holding device, and a second storage unit for storing information of service providers concluding sales contracts with a possessor of the electronic money holding device and payment information of each sales contract.
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Citations
18 Claims
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1. An electronic money holding device comprising:
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first storage means for storing a uniquely assigned identification number and an amount of held electronic money; a processor for controlling the reference to and the updating of said amount of held electronic money and the transfer of electronic money between said electronic money holding device and another electronic money holding device; and second storage means for storing information of a service provider concluding a sales contract with a possessor of said electronic money holding device and payment information of each sales contract. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A computer program product embodied on a computer readable medium and storing code which, when executed, instructs a computer to perform an electronic money automatic payment method, comprising the following steps:
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acquiring the date of this day; reading service provider information and payment information of each sales contract from a storage means of an electronic money holding device; determining an amount payable on this day from the read payment information and the acquired date of this day; and transmitting, in the case where the amount payable is greater than 0, electronic money from said electronic money holding device to a service provider in accordance with the read service provider information.
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10. A computer program product embodied on a computer readable medium and storing code which, when executed, instructs a computer to perform an electronic money automatic payment method, comprising the following steps:
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acquiring the date of this day; reading service provider information and payment information of each sales contract from a first storage means of an electronic money holding device; determining an amount payable on this day from the read payment information and the acquired date of this day; transmitting, in the case where the amount payable is greater than 0 and the amount of money held in the electronic money holding device is not smaller than the amount payable, electronic money corresponding to the amount payable from said electronic money holding device to a service provider in accordance with the read service provider information; and reading, in the case where the amount payable is greater than 0 and the amount of money held in the electronic money holding device is smaller than the amount payable, bank information from a second storage means of the electronic money holding device, drawing electronic money corresponding to insufficiency from a bank into said electronic money holding device in accordance with the read bank information, and thereafter transmitting electronic money corresponding to the amount payable from said electronic money holding device to the service provider in accordance with the read service provider information.
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11. An electronic money automatic payment system comprising:
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electronic money holding devices; electronic money payment means for carrying out electronic money automatic payment; payment information storing means for storing payment information of each sales contract; and payment information writing means for writing the payment information of each sales contract into the payment information storing means, wherein the electronic money payment means reads the payment information, and transmits electronic money between the electronic money holding devices of a payer and a payee in accordance with the read payment information. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18)
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Specification