Enhanced ATM for facilitating telephony access

• US 6,081,791 A
• Filed: 12/23/1997
• Issued: 06/27/2000
• Est. Priority Date: 12/23/1997
• Status: Expired due to Term

• Current Assignee: Qwest Communications International Incorporated (Lumen Technologies, Inc.)
• Original Assignee: MediaOne Group Inc. (Comcast Corporation), U S West Inc.
• Inventors: Clark, Theresa A.
• Primary Examiner(s): MacDonald, Allen R.
• Assistant Examiner(s): CAUDLE, PENNY L
• Application Number:
  US08/997,244
• Time in Patent Office: 917 Days
• Field of Search: 705/43, 705/39, 902/8, 379/111, 379/112, 379/114, 379/115
• US Class Current: 705/43
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs

Abstract

An improved, automated teller machine (ATM) for enhanced telephony access is provided. The ATM provides for conventional financial transactions with financial institutions as well as the purchase of prepaid calling cards for telephony services. In the latter regard, the improved ATM is operable to receive a prepaid calling card purchase transaction request input by a customer and to transmit a message to a transaction service network for authorization of such transaction. Pursuant to authorization, the ATM is operable to automatically initiate a call to a telephony network to establish a prepaid calling card account. In particular, the ATM is operable to call a predetermined station number corresponding with a prepaid calling card service provider. Such predetermined number may correspond with an AIN-capable switch that allows the ATM to interface with a service control point maintained by the prepaid calling card service provider within the telephony network.

Claims

1. A multi-function automated teller machine, comprising:

a user input interface for receiving user input;

a function prompt interface for prompting a user to select at least one function from the following function set;

a purchase transaction for a prepaid telephony service calling card;

a financial transaction with a financial institution, separate from said purchase transaction function; and

a dispenser for dispensing a prepaid telephony service calling card to a user pursuant to authorization of a user'"'"'s selection of said purchase transaction function;

a first transceiver for transmitting an authorization request to a transaction services network, pursuant to a user'"'"'s selection of said purchase transaction function, and for receiving in authorization response from said transaction services network; and

a second transceiver is operable to receive at least one message from said service control point in a telephone network, said at least one message comprising data corresponding with a prepaid calling card account number.

2. A multi-function automated teller machine as claimed in claim 1, wherein said authorization request includes data identifying a particular financial institution, a user'"'"'s account at said financial institution, and a purchase amount input by a user.

3. A multi-function automated teller machine as claimed in claim 1, wherein said second transceiver is operable to transmit said prepaid calling card request only pursuant to receipt at said first transceiver of an approved authorization response from said transaction services network.

4. A multi-function automated teller machine as claimed in claim 3, wherein said approved authorization response comprises data corresponding with a transaction authorization number.

5. A multi-function automated teller machine as claimed in claim 1, further comprising:

an imprinter for imprinting said prepaid calling card account number on said prepaid telephony service calling card.

6. A multi-function automated teller machine as claimed in claim 1, wherein said function set further comprises:

a purchase transaction for postage stamps; and

wherein the multi-function automated teller machine further comprises;

a device for dispensing postage stamps.

7. A method for use in the distribution of prepaid telephony service calling cards comprising:

receiving input at an automated teller machine, said input corresponding with a requested purchase transaction for a prepaid telephony service calling card;

first transmitting a transaction authorization request from a first transceiver in said automated teller machine to a transaction services network responsive to said input;

second transmitting from a second transceiver in said automated teller machine a prepaid calling card request to a predetermined service control point in a telephony service network responsive to receipt of approval of said transaction authorization request at said first transceiver;

dispensing a prepaid telephony service calling card from said automated teller machine responsive to receipt of prepaid calling card account information by said second transceiver from said service control point.

8. A method as claimed in claim 7, wherein said calling card account information includes a prepaid calling card number, and wherein said method further comprises:

imprinting said prepaid calling card number on said prepaid telephony service calling card at said automated teller machine prior to said dispensing step.

9. A method as claimed in claim 7, wherein said input comprises a desired prepaid telephony service card calling amount, and wherein said transaction authorization request includes said amount.

10. A method as claimed in claim 9, wherein said approval comprises a transaction authorization number, and wherein said method further comprises:

storing said transaction authorization number in corresponding relation to a completed prepaid calling card purchase transaction.

11. A method as claimed in claim 9, wherein said transaction services network comprises a plurality of banking and credit institutions.

12. A method as claimed in claim 9, wherein said prepaid calling card request comprises said desired prepaid telephony service calling card amount.

13. A method as claimed in claim 12, said method further comprising:

storing said desired prepaid telephony service calling card amount in corresponding relation to said prepaid calling card account information at said service control point.

14. A method as claimed in claim 13, wherein said prepaid calling card request further comprises a personal identification number included with said input, and wherein said method further comprises:

storing said personal identification number in corresponding relation with said prepaid calling card account information at said service control point.

15. A method as claimed in claim 7, said second transmitting step including:

initiating a telephony call to a predetermined station number corresponding with said service control point.

16. A method as claimed in claim 15, said method further comprising:

suspending said telephony call at an AIN-capable switch within said telephony service network.

17. A method as claimed in claim 16, said method further comprising:

processing said suspended call in accordance with preprogrammed instructions.