Systems for accessing the internet and geo-defined data and associated methods

• US 6,085,177 A
• Filed: 09/16/1997
• Issued: 07/04/2000
• Est. Priority Date: 01/11/1995
• Status: Expired due to Term

• Current Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Original Assignee: Civix-Ddi LLC
• Inventors: Semple, Deborah K., Vock, Curtis A., Semple, William T.
• Primary Examiner(s): Swann, Tod R.
• Assistant Examiner(s): Hayes, John W.
• Application Number:
  US08/931,626
• Time in Patent Office: 1,022 Days
• Field of Search: 705/21, 705/26, 705/42, 705/43, 235/379, 235/380, 235/381, 235/382, 707/104, 707/9, 707/10
• US Class Current: 705/43
• CPC Class Codes: G06F 16/9537 Spatial or temporal dependent retrieval, e.g. spatiotemporal queries
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/52 specially adapted for the location of the user terminal
• CPC Class Codes: H04L 67/75 Indicating network or usage conditions on the user display
• CPC Class Codes: H04L 69/329 in the application layer [OSI layer 7]
• CPC Class Codes: H04L 9/40 Network security protocols

Abstract

The invention provides internet access through an automatic teller machine. A local processor interfaces with the machine'"'"'s internal processor to facilitate communication to the World Wide Web. A communication subsystem, e.g., a modem or data communication card, provides for direct coupling to the Internet. Internal memory stores web browsing software and users can initiate web access through commands through a user interface, e.g., a keyboard. The invention further provides for controlling the web access at the banking institution which owns the machine. Individuals withdrawing money, therefore, can be charged for the Internet access time automatically.

Claims

1. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor means, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system;

and a web access key for pressing by a user of the system, the local processor means being responsive to the web access key to initiate communications with the Internet.

2. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor means, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system; and

memory for storing web browsing software.

3. Automatic teller machine system according to claim 2, further comprising web software loaded into the memory so that a user can surf the Internet at the system.

4. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system; and

web surfing software for control by the local processor, the web surfing software running in background operations at the machine such that users of the system can surf the Internet by commanding access to the Internet at the user interface.

5. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor means, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system;

print command means and a printer, each connected to the machine, for printing information acquired on the Internet; and

means for receiving and printing the information in the form of a map identifying items of interest in a geographic vicinity.

6. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor means, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system; and

a voice recognition subsystem for accepting voice inputs from users of the system and which converts the inputs to usable commands for the local processor means, thereby facilitating access to the Internet through voice commands.

7. Automatic teller machine system according to claim 6, further comprising a microphone and speaker subsystem for interfacing with the voice recognition subsystem.

8. Automatic teller machine system according to claim 7, further comprising means for providing audio information through the microphone and speaker subsystem.

9. Automatic teller machine system according to claim 8, wherein the means for providing comprises means for providing audio information including directions to one or more items of interest.

10. Automatic teller machine system for providing access with the Internet, comprising:

an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

user interface means connected with the machine for accepting user commands including internet access commands;

communication means for connecting the system, datawise, to the Internet;

local processor means, connected with the machine, the user interface and the communication means, for providing communicative access with the Internet and in response to the commands;

display means for displaying Internet data to a user of the system; and

means for adjusting the data rate to the display to correspond to user responsiveness at the user interface.

11. A method for accessing the Internet through an automatic teller machine, comprising the steps of:

providing an automatic teller machine for dispensing cash to individuals and for connecting the individuals to banking institutions;

accepting user commands at a user interface connected with the machine, the command including internet access commands;

connecting the system, datawise, to the Internet through a local processor and communication card connected with the machine;

utilizing Internet browser software in response web access commands by the user;

responding to user commands at the user interface to access and surf the Internet; and

displaying Internet data at the machine.