Financial transaction processing systems and methods
First Claim
1. A system for use in processing a financial transaction based at least in part upon visual data representing information related to said transaction and formed on a document having a particular format, said system comprising:
- a. an optical scanner for generating a scanned image of at least a portion of said document containing said visual representation;
b. an image characterization generator for generating recognition characteristics from said scanned image;
c. a recognition characteristic comparator for comparing said recognition characteristics to respective sets of reference recognition characteristics generated from respective other transaction documents having different respective formats and for determining therefrom whether said particular format matches one of the respective formats of said other documents;
d. a field location generator for determining, based upon the one respective format when the particular format is determined to match said one respective format, location of a field in said scanned image to which optical character recognition is applied to generate therefrom said information; and
e. an image processor for utilizing optical character recognition to generate said visual data from said location.
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Accused Products
Abstract
In accordance with the present invention, financial transaction processing systems and methods are provided. One preferred embodiment of a method according to one aspect of the present invention includes generating an optically scanned image of at least a portion of document containing visual data, in a particular format, representing information related to the financial transaction. Recognition characteristics are generated from the scanned image and are compared to respective sets of reference recognition characteristics generated from respective other transaction documents having different respective formats to determine therefrom whether the particular format of the visual data matches one of the respective formats of the other documents. When such a match is found to exist, location is determined of a field in the scanned image to which optical character recognition may be applied to generate therefrom the information, based upon the respective format found to match the particular format of the visual data. Optical character recognition is then utilized to generate said visual data from said location.
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Citations
14 Claims
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1. A system for use in processing a financial transaction based at least in part upon visual data representing information related to said transaction and formed on a document having a particular format, said system comprising:
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a. an optical scanner for generating a scanned image of at least a portion of said document containing said visual representation; b. an image characterization generator for generating recognition characteristics from said scanned image; c. a recognition characteristic comparator for comparing said recognition characteristics to respective sets of reference recognition characteristics generated from respective other transaction documents having different respective formats and for determining therefrom whether said particular format matches one of the respective formats of said other documents; d. a field location generator for determining, based upon the one respective format when the particular format is determined to match said one respective format, location of a field in said scanned image to which optical character recognition is applied to generate therefrom said information; and e. an image processor for utilizing optical character recognition to generate said visual data from said location. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A method for use in processing a financial transaction based at least in part upon visual data representing information related to said transaction and formed on a document having a particular format, said method comprising:
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a. generating an optically scanned image of at least a portion of said document containing said visual representation; b. generating recognition characteristics from said scanned image; c. comparing said recognition characteristics to respective sets of reference recognition characteristics generated from respective other transaction documents having different respective formats and determining therefrom whether said particular format matches one of the respective formats of said other documents; d. determining, based upon the one respective format when the particular format is determined to match said one respective format, location of a field in said scanned image to which optical character recognition is applied to generate therefrom said information; and e. utilizing optical character recognition to generate said visual data from said location. - View Dependent Claims (10, 11, 12, 13, 14)
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Specification