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Banking system equipped with a radio linked portable terminal

  • US 6,098,055 A
  • Filed: 02/05/1997
  • Issued: 08/01/2000
  • Est. Priority Date: 02/07/1996
  • Status: Expired due to Term
First Claim
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1. A banking system comprising:

  • radio communication means to be connected to a center terminal of a financial organization by way of a radio communication network for drawing an amount from and depositing an amount to a bank account in said financial organization, said bank account being identified by a bank password;

    wherein said radio communication means includes a radio linked portable terminal and an IC card to be connected to said radio linked portable terminal, said IC card comprisinga memory for storing information of an available amount reserved for the IC card and a processor for adding an amount drawn from said bank account to said available amount and subtracting an amount to be deposited to said bank account from said available amount; and

    means for confirming coincidence of a first input password entered from outside with said bank password stored within,said IC card having no display for displaying said first input password.

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