Method and apparatus for accessing patient insurance information

• US 6,112,986 A
• Filed: 12/08/1997
• Issued: 09/05/2000
• Est. Priority Date: 12/08/1997
• Status: Expired due to Fees

• Current Assignee: Michael A. Witt, Richard S. Berger
• Original Assignee: Michael A. Witt, Richard S. Berger
• Inventors: Berger, Richard S., Witt, Michael A.
• Primary Examiner(s): LE, THIEN MINH
• Application Number:
  US08/986,431
• Time in Patent Office: 1,002 Days
• Field of Search: 235/375, 235/492, 235/382, 235/380, 705/1, 395/24, 395/241
• US Class Current: 235/380
• CPC Class Codes: G06Q 20/346 Cards serving only as information carrier of service
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

Disclosed is a method and apparatus for data management related to managed service and health care systems and more particularly a managed insurance system which diminishes the associated burdens with insurance companies by putting the essential information on a credit card-like medium that is inexpensively produced by the insurance company and easily scanned into the office, hospital, or respective lab'"'"'s computer. The device has a visible portion with data and insurance information contained at one or more locations. The card may be coated with a transparent protective laminate material.

Claims

1. A process for a goods or services provider to supply patron data to a payment provider comprising the steps of:

a. scanning a data card provided by a patron to retrieve data indicative of said patron;

b. inputting supplemental patron data indicative of the goods or services procured by said patron;

c. merging said data indicative of said patron and said supplemental patron data, and sending said merged data to a payment provider, so that said payment provider will remit payment for said goods or service to the provider of said goods or service;

d. printing a record indicative of said patron data, wherein said record includes a statement as to the reason for which the patron patronized said goods or service provider.

2. A process as described in claim 1, wherein said record indicative of patron data is in a form which facilitates use with standard forms used by insurance providers.

3. A process for supplying patient data to an insurance company comprising the steps of:

a. scanning a data card provided by a patient to retrieve patient data;

b. inputting patient servicing data indicative of the services rendered by a medical service provider on behalf of said patient;

c. merging said patient data and said patient servicing data, and sending said merged data to said insurance company so that said insurance company will remit payment to said medical service provider;

d. printing a paper record indicative of said patient data, wherein said patient data is patient registration information for a medical chart including information as to the reason said patient visited said medical service provider.

4. A process for supplying patient data to an insurance company as in claim 3, wherein said printed record includes printed information suitable for transmission to said insurance company.