Method of executing a transaction on a smartcard, a smartcard and a transaction processing system including a smartcard

• US 6,112,987 A
• Filed: 06/11/1998
• Issued: 09/05/2000
• Est. Priority Date: 07/26/1997
• Status: Expired due to Fees

• Current Assignee: International Business Machines Corporation
• Original Assignee: International Business Machines Corporation
• Inventors: Orchard, James Ronald Lewis, Lambert, Howard Shelton
• Primary Examiner(s): Hajec, Donald
• Assistant Examiner(s): Rodriguez, Douglas X.
• Application Number:
  US09/095,866
• Time in Patent Office: 817 Days
• Field of Search: 235/380, 235/379, 235/385, 902/25, 902/26, 902/27, 705/14
• US Class Current: 235/380
• CPC Class Codes: G06F 11/1474 in transactions G06F16/20 takes precedence
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/3437 the counter having non-monetary units, e.g. trips
• CPC Class Codes: G06Q 20/4093 Monitoring of device authentication
• CPC Class Codes: G06Q 30/0226 Incentive systems for frequent usage, e.g. frequent flyer miles programs or point systems
• CPC Class Codes: G07F 7/02 by keys or other credit registering devices
• CPC Class Codes: G07F 7/084 Additional components relating to data transfer and storing, e.g. error detection, self-diagnosis
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A method of executing a transaction on a smartcard of the type including a processor, a memory for storing a system program, an application programs and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data is disclosed. The method comprises the steps of: determining from the data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard (102); determining from the related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor (102); in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor (105); and in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to the or each pre-transaction state (108).

Claims

1. A method of executing a transaction on a smartcard including a processor, a memory for storing a system program, an application program and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data, said method comprising the steps of:

determining from the data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard and, responsive to a positive determination, storing said pre-transaction state and a post-transaction state of said data;

determining from the related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor;

in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor; and

in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to the or each pre-transaction state and destroying said stored post-transaction state of said data.

2. The method of claim 1 including the steps of:

before said determining steps, creating a stream of references to objects which update data in the transaction, and when said transaction is complete, removing said references from said stream.

3. The method according to claim 1 including the step of, in response to one of said determining steps being negative, instructing said smartcard and said external processor not to execute said transaction.

4. The method according to claim 1 wherein said determining steps are carried out in parallel.

5. The method according to claim 1 wherein the execution of said transaction on said smartcard and by said external processor is carried out in parallel.

6. A smartcard including a processor, a memory for storing a system program, an application program and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data, wherein said memory includes means for storing the pre-transaction state of said data and update means adapted to determine if a transaction can be executed validly by the smartcard and, responsive to a positive determination, storing said pre-transaction state and a post-transaction state of said data;

said smartcard further including;

commit means to execute said transactions; and

rollback means for restoring said data to said pre-transaction state in response to said commit means failing to execute said transaction and destroying said stored post-transaction state of said data.

7. A transaction processing system including a smartcard according to claim 6 inter-operable with a terminal, said terminal including update means adapted to determine if the transaction can be executed validly by the terminal;

and

commit means to execute said transaction.

8. A transaction processing system according to claim 7 wherein said terminal includes rollback means for restoring said related data to said pre-transaction state in response to either of said commit means failing to execute said transaction.

9. A transaction processing system according to claim 7 wherein said related data is stored in said external unit.

10. A transaction processing system according to claim 7 wherein said related data is stored in a remote server and said terminal is adapted to communicate with said server to determine if said transaction can be executed and to execute said transaction.

11. An article of manufacture comprising a computer usable medium having computer readable program code means embodied therein for executing a transaction on a smartcard of the type including a processor, a memory for storing a system program, an application program and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data, the computer readable program code means in said article of manufacture comprising computer readable program code means for causing a computer to effect:

determining from the data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard and, responsive to a positive determination, storing said pre-transaction state and a post-transaction state of said data;

determining from the related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor;

in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor; and

in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to the or each pre-transaction state and destroying said stored post-transaction state of said data.

12. An article of manufacture as recited in claim 11, the computer readable program code means in said article of manufacture further comprising computer readable program code means for causing a computer to effect:

before said determining steps, creating a stream of references to objects which update data in the transaction, and when said transaction is complete, removing said references from said stream.

13. An article of manufacture as recited in claim 12, wherein said stream of references includes a reference to an object instantiated from a Java class stored on said smartcard for updating the data stored on the smartcard and a reference to an object for updating the related data accessible by said external processor.

14. An article of manufacture as recited in claim 13, wherein said determining steps are carried out for each reference in the stream, said executing steps are carried out for each reference in the stream and, if necessary, said restoring steps are carried out for each reference in the stream.

15. An article of manufacture as recited in claim 11, the computer readable program code means in said article of manufacture further comprising computer readable program code means for causing a computer to effect in response to one of said determining steps being negative, instructing said smartcard and said external processor not to execute said transaction.

16. An article of manufacture as recited in claim 11, wherein said determining steps are carried out in parallel.

17. An article of manufacture as recited in claim 11, wherein the execution of said transaction on said smartcard and by said external processor is carried out in parallel.

18. A program storage device readable by machine, tangibly embodying a program of instructions executable by the machine to perform method steps for executing a transaction on a smartcard including a processor, a memory for storing a system program, an application program and for storing data and an interface enabling communication with an external processor in a local terminal adapted to access related data, said method steps comprising:

determining from the data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard and, responsive to a positive determination, storing said pre-transaction state and a post-transaction state of said data;

determining from the related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor;

in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor; and

in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to the or each pre-transaction state and destroying said stored post-transaction state of said data.

19. A program storage device readable by machine as recited in claim 18, the method steps including the steps of:

before said determining steps, creating a stream of references to objects which update data in the transaction, when said transaction is complete, and removing said references from said stream.

20. A method of executing a transaction on a smartcard including a processor, a memory for storing data, a system program and an application program and, an interface enabling communication with an external processor in a local terminal adapted to access related data, said method comprising the steps of:

creating a stream of references to objects which update data in the transaction, said stream of references including a reference to an object stored on said smartcard for updating data stored on the smartcard and a reference to an object for updating related data accessible by said external processor;

determining from data stored on the smartcard in a pre-transaction state if the transaction can be executed validly by the smartcard and, responsive to a positive determination, storing said pre-transaction state and a post-transaction state of said data;

determining from related data stored in a pre-transaction state and accessible by said external processor if the transaction can be executed validly by the external processor;

in response to said determining steps being affirmative, executing said transaction on said smartcard and by said external processor and then removing said references from said stream; and

in response to said smartcard or said external processor failing to execute said transaction, restoring said data and said related data to a corresponding pre-transaction state and destroying said stored post-transaction state of said data.

21. The method of claim 20 wherein said determining steps are carried out for each reference in the stream, said executing steps are carried out for each reference in the stream and, if necessary, said restoring steps are carried out for each reference in the stream.

22. The method according to claim 20 comprising the step of instantiating said object from a Java class from an application running on said external processor.

23. The method according to claim 22 wherein a Java Virtual Machine runs on said external processor, said method comprising the step of executing said object instantiated from said Java class within said Java Virtual Machine.

24. The method according to claim 22 wherein a Java Virtual Machine runs on said smartcard, said method comprising the step of executing said object instantiated from said Java class within said Java Virtual Machine.