Funding and settlement integrated suspense processing system

• US 6,141,651 A
• Filed: 06/19/1998
• Issued: 10/31/2000
• Est. Priority Date: 06/19/1998
• Status: Expired due to Term

• Current Assignee: First Data Corporation (Fiserv Incorporated)
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Huffman, Scott B., Mettille, Paul A., Roland, Michael Todd, Riley, James F., Sudec, John A.
• Primary Examiner(s): Voeltz, Emanuel Todd
• Assistant Examiner(s): Hayes, John W.
• Application Number:
  US09/100,425
• Time in Patent Office: 865 Days
• Field of Search: 705/35, 705/38, 705/39, 705/40, 705/30, 705/42
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G06Q 40/03 Credit; Loans; Processing thereof
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

A method of reporting suspense transaction detail to acquiring banks includes compiling financial transaction information to a database. The information in the database is then routed to a server operable with the World Wide Web. The financial transaction information from the server is then accessed at a client station operable with the World Wide Web.

Claims

1. A method of reporting suspense transaction detail to acquiring banks, the method comprising:

compiling financial transaction information from different core systems to a mainframe, the different core systems including an automated clearing house core system, a chargeback core system, a funding core system, a paperless transaction service core system, and a rewards core system;

routing the financial transaction information from the mainframe to a database residing on a server operable with the World Wide Web;

receiving a request for a report of the financial information transaction at the server from a client station operable with the server via the World Wide Web;

executing queries associated with the requested report on the financial transaction information stored in the database to generate the requested report; and

accessing the requested report of the financial transaction information from the server at the client station operable with the server via the World Wide Web.