Method system and article of manufacture for performing real time currency conversion

• US 6,199,046 B1
• Filed: 07/29/1997
• Issued: 03/06/2001
• Est. Priority Date: 07/29/1997
• Status: Expired due to Term

• Current Assignee: Tumbleweed Holdings LLC (Equitable IP Corporation)
• Original Assignee: Adsura Pty., Limited
• Inventors: Heinzle, Erich Siegfried, von Behrens, Rolf
• Primary Examiner(s): Trammell, James P.
• Assistant Examiner(s): Tesfamariam, Mussie
• Application Number:
  US08/902,293
• Time in Patent Office: 1,316 Days
• Field of Search: 705/14, 705/41, 705/39, 705/42, 705/400, 705/13, 705/38, 345/347, 345/352, 345/326, 345/346, 345/356
• US Class Current: 705/39
• CPC Class Codes: G06F 9/451 Execution arrangements for user interfaces
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 30/0277 Online advertisement
• CPC Class Codes: G06Q 30/0283 Price estimation or determination

Abstract

A currency converter consisting of a source of exchange rate information with either an object performing the role of currency selection, exchange rate information retrieval, and price display, or objects undertaking currency selection and exchange rate information retrieval and price display. Prices embedded within the document or environment are displayed in the default or selected currency. The appropriate currency for price display is selected by using methods such as a menu used by the user, or by reading system information to choose the currency. The exchange rate information is retrieved from the source of exchange rate information and is then passed to any other price display object or objects, and optionally, any other currency selection and exchange rate retrieval objects or currency selection, exchange rate information retrieval, and price display objects in the document or environment.

Claims

1. A computer system attached to a network, the computer system including an attached display for displaying price information and a computer program comprising:

(a) a single software object for displaying one or more prices, including logic for establishing an amount and a currency and which interprets parameters stored in a document or environment that specify a default currency to be displayed;

(b) display logic for displaying the price in the appropriate currency by reading operating system information indicative of a desired currency;

(c) networking logic that retrieves from a source an exchange rate required to perform a conversion to the desired currency; and

(d) selection logic for allowing use of the display to select the desired currency during the display of one or more of the prices on the display.

2. The computer system as recited in claim 1, including a pop-up-menu that prompts a user to enter appropriate information.

3. The computer system as recited in claim 1, wherein an operating system variable in interrogated to determine a location for performing a currency conversion operation.

4. The computer system as recited in claim 1, wherein the conversion is performed as a cursor is passed over the price on the display.

5. The computer system as recited in claim 4, wherein the conversion is only performed when an indicia of performance is entered into the computer system.

6. The computer system as recited in claim 1, wherein the computer utilizes an object oriented framework.

7. The computer system as recited in claim 1, wherein a menu command is used to present a menu of selections on the display.

8. The computer system as recited in claim 1, including logic that supports smartcard transactions.

9. The computer system as recited in claim 1, including an identification command to retrieve identity information indicative of a default currency for a user.

10. The computer system as recited in claim 1, wherein information traversing the network is encrypted.

31. The computer system as recited in claim 1, wherein the networking logic retrieves only the exchange rates required to perform the conversion from or to the desired currency selected by the selection logic.

32. The computer system as recited in claim 1, wherein the networking logic retrieves the exchange rate based on an age of the exchange rate.

33. The computer system as recited in claim 1, wherein the display logic is adapted for displaying a plurality of the prices in different currencies and the networking logic retrieves a plurality of exchange rates required to perform conversions to the desired currencies selected by the selection logic.

34. The computer system as recited in claim 1, wherein a plurality of objects are included for displaying more than one price, and one of the objects receives the exchange rate from the source and subsequently relays the exchange rate to the remaining objects.

11. A method for performing currency conversion utilizing a computer coupled to a network, comprising the steps of:

(a) displaying one or more prices utilizing logic for establishing the default amount and currency by interpreting parameters embedded in a document or environment;

(b) displaying the price in the appropriate currency by reading operating system information indicative of a desired currency;

(c) retrieving an exchange rate information required to perform a conversion to the desired currency by network query; and

(d) allowing use of a display to select the desired currency during the display of one or more of the prices on the display.

12. The method as recited in claim 11, including a pop-up-menu that prompts a user to enter appropriate information.

13. The method as recited in claim 11, wherein an operating system variable is interrogated to determine a location for performing a conversion operation.

14. The method as recited in claim 11, wherein the conversion is performed as a cursor is passed over the price on the display.

15. The method as recited in claim 14, wherein the conversion is only performed when an indicia of performance is detected.

16. The method as recited in claim 11, wherein the computer utilizes an object oriented framework.

17. The method as recited in claim 11, wherein a menu command is used to present a menu of selections on the display.

18. The method as recited in claim 11, including logic that facilitates smartcard transactions.

19. The method as recited in claim 11, including an identification command to retrieve identity information including a default currency for a user.

20. The method as recited in claim 11, wherein information traversing a network is encrypted.

21. A computer program embodied on a computer-readable medium for performing currency conversion utilizing a computer coupled to a network, comprising:

(a) a code segment that displays one or more prices utilizing logic for establishing a default currency which interprets parameters embedded in a document or environment;

(b) a code segment that displays the price in the appropriate currency by reading operating system variables indicative of a desired currency;

(c) a code segment that retrieves exchange rate information to convert a desired currency utilizing the network to retrieve the exchange rate information; and

(d) a code segment that allows use of a display to select the desired currency during the display of one or more of the prices on the display.

22. The computer program as recited in claim 21, including a pop-up-menu that prompts a user to enter appropriate information.

23. The computer program as recited in claim 21, wherein an operating system variable is interrogated to determine a location for performing a currency conversion.

24. The computer program as recited in claim 21, in which a conversion is performed as a cursor is passed over a price display.

25. The computer program as recited in claim 24, wherein the conversion is only performed when an indicia of performance is detected.

26. The computer program as recited in claim 21, wherein the computer utilizes an object oriented framework.

27. The computer program as recited in claim 21, wherein a menu command is used to present a menu of selections on the display.

28. The computer program as recited in claim 21, including a command to manage smartcard transactions.

29. The computer program as recited in claim 21, including an identification command that retrieves identity information including a default currency for a user.

30. The computer program as recited in claim 21, wherein information traversing the network is encrypted.