Insurance verification system and method
First Claim
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1. A method for providing fuel, the method comprising the steps of:
- inputting identification information of a motorist;
accessing a vehicle insurance database;
verifying a status of said motorist'"'"'s vehicle insurance; and
activating, in response to the verifying step, a fuel pump.
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Abstract
The present invention provides a system and method for quickly and accurately verifying the existence of vehicle insurance. According to exemplary embodiments of the present invention, a nationwide vehicle insurance database is created for storing a real-time record of all vehicle policyholders throughout the country. At the time when gasoline is purchased, the existence of a motorist'"'"'s vehicle insurance is verified. When it is determined that the motorist lacks vehicle insurance, the purchase of gasoline is denied. As a result, the number of uninsured motorists can be reduced.
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Citations
29 Claims
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1. A method for providing fuel, the method comprising the steps of:
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inputting identification information of a motorist;
accessing a vehicle insurance database;
verifying a status of said motorist'"'"'s vehicle insurance; and
activating, in response to the verifying step, a fuel pump. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 29)
swiping an insurance card; and
reading the identification information contained within the insurance card.
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3. The method of claim 2 wherein the step of reading the identification information further comprises the step of:
reading a magnetic strip of the insurance card.
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4. The method of claim 1 wherein the step of inputting the identification information further comprises the steps of:
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swiping a credit card; and
reading the identification information contained within the credit card.
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5. The method of claim 4 wherein the step of reading the identification information further comprises the step of:
reading a magnetic strip of the credit card.
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6. The method of claim 1 wherein the step of verifying further comprises the step of:
analyzing at least one record of vehicle insurance policyholders from at least one insurance company stored in the database.
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7. The method of claim 1 further comprising the steps of:
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inputting security information of the motorist; and
verifying said security information by accessing the database.
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8. The method of claim 7 wherein the step of inputting the security information further comprises the step of:
swiping an identification card.
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9. The method of claim 7 wherein the step of inputting the security information further comprises the step of:
entering the security information by using a keypad.
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10. The method of claim 1 wherein
the status indicates that the motorist has or does not have vehicle insurance, and the fuel pump is activated only when the motorist has vehicle insurance. -
11. The method of claim 1 wherein the identification information is contained within an insurance card.
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12. The method of claim 11 wherein the insurance card comprises a magnetic strip.
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29. The system of claim 6 wherein the means for determining the status of vehicle insurance is located at a gas pump.
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13. A system for providing fuel, the system comprising:
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means for inputting identification of a motorist;
means for accessing a vehicle insurance database;
means for verifying a status of said motorist'"'"'s vehicle insurance; and
means for activating a fuel pump when the vehicle insurance is determined to exist. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21, 22)
means for reading the identification information contained within an insurance card.
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15. The system of claim 14 wherein the means for reading further comprises:
means for reading a magnetic strip of the insurance card.
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16. The system of claim 13 wherein the means for inputting the identification information further comprises:
means for reading the identification information contained within a credit card.
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17. The system of claim 16 wherein the means for reading the identification information further comprises:
means for reading a magnetic strip of the credit card.
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18. The system of claim 13 wherein the means for verifying further comprises:
means for analyzing at least one record of vehicle insurance policyholders from at least one insurance company stored in the database.
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19. The system of claim 13 further comprising:
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means for inputting security information of the motorist; and
means for verifying said security information by accessing the database.
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20. The system of claim 19 wherein the means for inputting the security information further comprises a keypad.
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21. The system of claim 13 wherein the identification information is contained within an insurance card.
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22. The system of claim 21 wherein the insurance card comprises a magnetic strip.
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23. A method for verifying a status of vehicle insurance, the method comprising the steps of:
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inputting a motorist'"'"'s credit card information; and
determining, in response to the inputting step, a status of vehicle insurance for the motorist by accessing a database containing a plurality of records, wherein each of said plurality of records has at least a credit card information field and a vehicle insurance information field. - View Dependent Claims (24, 25)
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26. A system for verifying a status of vehicle insurance, the system comprising:
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means for inputting a motorist'"'"'s credit card information; and
means for determining, in response to the inputting step, a status of vehicle insurance for the motorist by accessing a database containing a plurality of records, wherein each of said plurality of records has at least a credit card information field and a vehicle insurance information field. - View Dependent Claims (27, 28)
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Specification