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Check writing point of sale system

DC
  • US 6,283,366 B1
  • Filed: 05/01/2000
  • Issued: 09/04/2001
  • Est. Priority Date: 12/31/1996
  • Status: Expired due to Fees
First Claim
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1. A checkwriting point of sale system comprising:

  • a point of sale terminal adapted to receive payer bank account information from any bank check;

    a central computer system;

    first communications means integral to said point of sale terminal for electronically communicating with the central computer system;

    memory means integral to said point of sale terminal for temporarily storing the payer bank account information;

    the central computer system having second communication means for receiving information from a plurality of said point of sale terminals; and

    the central computer system second communication means enabling said central computer system to communicate with external databases for performing a payer bank account status search and further enabling communication with an electronic funds transfer system for transferring funds without using the bank check as a negotiable instrument.

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