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Card activation at point of distribution

  • US 6,298,336 B1
  • Filed: 12/18/1998
  • Issued: 10/02/2001
  • Est. Priority Date: 12/19/1997
  • Status: Expired due to Term
First Claim
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1. A system for securely activating a stored value card at a point of distribution, said system comprising:

  • a card dispensing machine that holds stored value cards from an issuer;

    a stored value card contained within said card dispensing machine, said stored value card including a stored value, and a card security code arranged to prevent access to said stored value on said card, said card security code being derived from an issuer key;

    a secure application module that includes said issuer key, and an encryption module used to derive said card security code from said issuer key;

    whereby said card dispensing machine is arranged to retrieve said card security code from said secure application module for presentation to said stored value card, said stored value card then being activated.

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