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System and method for determining risk exposure based on adjacency analysis

  • US 6,301,563 B1
  • Filed: 04/14/1998
  • Issued: 10/09/2001
  • Est. Priority Date: 04/14/1998
  • Status: Expired due to Fees
First Claim
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1. A system for use in evaluating insurance risk for a site selected from a view area shown on a display unit, the system using geographical adjacency to evaluate other sites for potential risk impact, the system comprising:

  • means for determining and storing a geographical location for at least one hazard site in relation to a geographical location of said selected site in said view area, and for determining a sphere of influence for each said at least one hazard site;

    means for determining a sphere of evaluation for said selected site in respect to a given radius about a geographical location of said selected site;

    means for determining an intersection between said sphere of evaluation and spheres of influence for ones of said at least one hazard site; and

    means for outputting results of an intersection analysis to the display unit.

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