Lockbox browser system
First Claim
1. A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of:
- having alert criteria containing alert conditions selected by the customer;
creating a database file for each of the receipts of the lockbox account which are received after the customer has selected the alert criteria, each of the database files comprising a plurality of fields containing confidential financial data relating to a respective one of the receipts, the alert criteria defining certain of the fields as containing confidential financial data to be compared against the alert conditions;
maintaining the database files on a secure computer system;
comparing the alert conditions with the confidential financial data of the fields of the database files defined by the alert criteria;
transmitting a non-confidential alert message to the customer over at least one communication channel, the non-confidential alert message indicating that one or more of said database files contain confidential financial data that have met the alert criteria; and
further comprising;
requiring the customer to access the secure computer system if the customer desires access to said one or more of the database files containing confidential financial data that have met the alert criteria; and
authenticating the customer to ensure that security of said one or more of the files is maintained.
2 Assignments
0 Petitions
Accused Products
Abstract
A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of: having alert criteria containing alert conditions selected by the customer; creating a database file for each of the receipts of the lockbox account which are received after the customer has selected the alert criteria, each of the files comprising a plurality of fields containing data relating to a respective one of the receipts, the alert criteria defining certain of the fields as containing data to be compared against the alert conditions; comparing the alert conditions with the data of the fields of the database files defined by the alert criteria; and alerting the customer that one or more of said files contain data that have met the alert criteria.
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Citations
43 Claims
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1. A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising the steps of:
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having alert criteria containing alert conditions selected by the customer;
creating a database file for each of the receipts of the lockbox account which are received after the customer has selected the alert criteria, each of the database files comprising a plurality of fields containing confidential financial data relating to a respective one of the receipts, the alert criteria defining certain of the fields as containing confidential financial data to be compared against the alert conditions;
maintaining the database files on a secure computer system;
comparing the alert conditions with the confidential financial data of the fields of the database files defined by the alert criteria;
transmitting a non-confidential alert message to the customer over at least one communication channel, the non-confidential alert message indicating that one or more of said database files contain confidential financial data that have met the alert criteria; and
further comprising;
requiring the customer to access the secure computer system if the customer desires access to said one or more of the database files containing confidential financial data that have met the alert criteria; and
authenticating the customer to ensure that security of said one or more of the files is maintained. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. A method of providing information regarding lockbox receipts to a customer having a lockbox account, the method comprising:
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creating a database file on a secure computer system for each of the receipts of the lockbox account, each of the database files comprising a plurality of fields containing confidential financial data relating to a respective one of the receipts;
producing a statistical report in which confidential financial information regarding the lockbox receipts is presented as a function of the confidential financial data of at least one database field;
requiring the customer to access the secure computer system if the customer desires to access said report, the access by the customer being over a communication channel; and
authenticating the customer to ensure security of said report. - View Dependent Claims (21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43)
the information presented in the report being a function of a difference between the clearing date and the posting date.
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Specification