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Distributed electronic billing system with gateway interfacing biller and service center

  • US 6,304,857 B1
  • Filed: 06/08/1998
  • Issued: 10/16/2001
  • Est. Priority Date: 06/08/1998
  • Status: Expired due to Term
First Claim
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1. A system for creating an electronic billing statement comprising:

  • biller integration systems resident at multiple billers, each biller integration system enabling an associated biller to create a statement template for an electronically-renderable customized billing statement that visually presents billing data in a customized arrangement determined by the associated biller;

    a service center system to prepare and electronically distribute the electronic billing statements on behalf of the billers, the service center system preparing the customized billing statements from the statement template and the billing data received from the biller integration systems; and

    a gateway system interfacing the biller integration systems and the service center system to facilitate transfer of the statement templates and the billing data from the biller integration systems to the service center and to monitor various transfer states of the statement templates and the billing data as they are transferred, wherein the gateway system includes;

    an interface handler to handle a request to create a parcel that is particularized to contain and carry a particular type of data that was requested, the particular type of data being selected from the group consisting of consumer information data, payment data, batch statement data, and statement template data; and

    a parcel manager to create the parcel that is requested via the interface handler.

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