Method and system therefor of establishing an acceptance threshold for controlling fraudulent telephone calls
First Claim
1. A method of controlling fraudulent telephone calls in a telecommunications network, comprising:
- recognizing an utterance spoken by a voice of a caller who is placing a telephone call via the telecommunications network;
matching the voice of the caller against a pre-stored voice signature of an authentic caller; and
if the voice of the caller does not match the pre-stored voice signature, evaluating at least one risk factor associated with the telephone call to determine if the telephone call is not fraudulent, said evaluating being performed automatically without receiving additional information from the caller.
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Accused Products
Abstract
The present invention advanced voice application system takes advantage of information, or attributes, built into a telecommunications network to determine the risk that a call is a fraudulent call in a voice recognition and verification system. To achieve this end, information relating to the telecommunications network are stored in a database as various risk factors. Thus, depending on the type of risk factors associated with a particular call, the risk assigned to that call can be raised or lowered so that the network would not reject a valid caller even though the voice pattern of the caller does not match exactly with the prestored enrolled voice print of the caller. Such risk assessment allows the management of the network to tighten the security of the system without overburdening the caller with questions and also permits calls to be completed for valid subscribers that otherwise would have been rejected. Past calling history may be added to the database as it relates to the different risk factors so that constantly updated risk factors may be used for further assessing whether a call is to be completed.
84 Citations
13 Claims
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1. A method of controlling fraudulent telephone calls in a telecommunications network, comprising:
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recognizing an utterance spoken by a voice of a caller who is placing a telephone call via the telecommunications network;
matching the voice of the caller against a pre-stored voice signature of an authentic caller; and
if the voice of the caller does not match the pre-stored voice signature, evaluating at least one risk factor associated with the telephone call to determine if the telephone call is not fraudulent, said evaluating being performed automatically without receiving additional information from the caller. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
deciding whether the telephone call will be competed based on said evaluating.
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10. The method of claim 1, further comprising:
if said evaluating does not determine that the telephone call is not fraudulent, receiving additional information from the caller to determine if the telephone call is not fraudulent based on pre-stored information associated with the authentic caller.
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11. The method of claim 10, wherein said receiving is performed via at least one of:
- (i) a voice response received from the caller, (ii) a DTMF tone received from the caller, and (ii) an operator station associated with the telecommunications network.
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12. A method of controlling fraudulent telephone calls in a telecommunications network, comprising:
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identifying a telephone call being placed by a caller via the telecommunication network;
prompting the caller to speak an utterance;
recognizing the utterance spoken by a voice of the caller;
matching the voice of the caller against a pre-stored voice signature of an authentic caller using a matching threshold that is not a function of any risk factor associated with the telephone call;
evaluating at least one risk factor associated with the telephone call to determine if the telephone call is not fraudulent, said evaluating being performed (i) only if the voice of the caller does not match the pre-stored voice signature and (ii) automatically without receiving additional information from the caller; and
completing the telephone call if the voice of the caller matches the pre-stored voice signature or if said evaluating determines that the telephone call is not fraudulent.
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13. A system to control fraudulent telephone calls in a telecommunications network, comprising:
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means for recognizing an utterance spoken by a voice of a caller who is placing a telephone call via the telecommunications network;
means for matching the voice of the caller against a pre-stored voice signature of an authentic caller; and
means for evaluating at least one risk factor associated with the telephone call to determine if the telephone call is not fraudulent, the evaluating being performed automatically without receiving additional information from the caller if the voice of the caller does not match the pre-stored voice signature.
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Specification