System for credit card acceptance in taxicabs

• US 6,347,739 B1
• Filed: 06/08/2000
• Issued: 02/19/2002
• Est. Priority Date: 06/08/2000
• Status: Expired due to Term

• Current Assignee: Curb Mobility, LLC (Verifone Systems, Inc.)
• Original Assignee: Amos Tamam
• Inventors: Tamam, Amos
• Primary Examiner(s): Frech, Karl D.
• Application Number:
  US09/590,335
• Time in Patent Office: 621 Days
• Field of Search: 235/380, 235/375, 235/384, 235/449, 705/13, 705/417
• US Class Current: 235/384
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/325 using wireless networks
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G07B 13/00 Taximeters measuring distance travelled G01C; measuring time G04
• CPC Class Codes: G07F 17/0014 for vending, access and use of specific services not covered anywhere else in G07F17/00 meter-controlled dispensing of liquid, gas or electricity G07F15/00

Abstract

An on board system for a taxicab having a wireless modem that allows a passenger to charge his fare by use of a credit card to a remotely located institution responsible for the charge account. The system also provides bilateral communication to allow messages to be successfully exchanged in order to successfully conduct the business of carrying passengers in the taxicab.

Claims

1. A system for communications with a network of systems which accepts credit-debit type cards for payment and which is located in a taxicab driven by a drivers comprising:

a) a meter mounted in the taxicab, having computing capabilities for determining and displaying the fare being charged to a passenger, and having application programs at least some of which mandate a sequential exchange of electronic information between said passenger and said driver regarding the fare that includes the charge for the distance that said passenger was transported by taxicab driven by said driver before said fare is charged to said passenger, said meter further having a plurality of ports;

b) a credit-debit card reader electrically connected to some of said ports of said meter and operable therewith for read information stored on a credit-debit card that is releasably engagable with said card reader, said information identifying a charge account; and

c) a modem for wireless communications electrically connected to some of said ports of said meter and to an antenna for transferring information between said meter and said network of systems.

2. The system according to claim 1, wherein said credit-debit card is selected from the group consisting of credit cards, smart cards, debit cards, and private label cards.

3. The system according to claim 1 further comprising a display electrically connected to some of said ports of said meter.

4. The system according to claim 1 further comprising a printer electrically connected to some of said ports of said meter and responsive to said application programs for printing out information involved in said sequential exchange between said passenger and said driver before said fare is charged.

5. The system according to claim 1 further comprising a keyboard electrically connected to some of said ports of said meter and providing input information for said application programs.

6. The system of claim 1 wherein said network of systems include a wireless network carrier and said modem transfers information between said meter and said wireless network carrier.

7. The system of claim 6 wherein said network of systems further include a second system and said modem transfers information between said meter and another meter of said second system.

8. The system of claim 6 wherein said network of systems further include a financial institution and said modem transfers information between said meter and said financial institution for verification and authorization of said credit-debit type card.

9. The system of claim 6 wherein said network of systems further include a home base of taxicabs and said modem transfers information between said meter and said home base.

10. The system of claim 6 wherein said network of systems further include the world wide web and said modem transfers information between said meter and said world wide web.

11. A method for charging the fare encountered by a passenger riding in a taxicab driven by a driver to a charge account of a credit-debit type card via communications with a network of systems, said method comprising the steps of:

a) providing said taxicab with a meter mounted thereon for determining and displaying the fare being charged to a passenger and generating a signal when said fare is no longer being charged, said meter having computing capabilities and a plurality of ports;

b) providing said taxicab with a credit-debit card reader connected to some of said ports of said deter and operable there with for reading information identifying a charge account;

c) providing said meter with application programs at least some of which mandate a sequential exchange of electronic information between said passenger and said driver regarding the fare that includes the charge for the distance that said passenger was transported by taxicab driven by said driver before said fare is charged to said passenger, said exchange being initiated when said signal indicative that said fare is no longer being charged is present; and

d) providing a modem for wireless communication with said network of systems electrically connected to some of aid ports of said meter and to an antenna.

12. The method according to claim 11, further comprising the step of providing said taxicab driver with a keyboard and an output device for displaying contents that are dependent on inputs entered from said keyboard by said passenger, said keyboard and output device being electrically connected to ports of said meter.

13. The method according to claim 12 further comprising the step of providing said taxicab with a modem for wireless communications and having an input and an output, with the input thereof electrically connected to some of said ports of said meter and the output thereof electrically connected to an antenna, and wherein said application program comprise the steps of:

a) displaying to the passenger the fare to be charged;

b) monitoring the ports of said keyboard for inputs entered from keyboard by said passenger representative of said fare to be charged;

c) swiping said credit-debit card by said passenger through said card reader;

d) reading said information stored on said credit-debit card to identify said charge account of a financial institution;

e) sending signals to a financial institution representative of the fare being charged said passenger; and

f) waiting for verification by said financial institution that said fare is authorized and is charged to said charge account.

14. The method according to claim 11 further comprising the step of providing said taxicab with a printer electrically connected to some of said ports of said meter, said printer being responsive to said application programs for printing out information involved in said sequential exchange between said passenger and said driver for said fare being charged.

15. The method according to claim 14 wherein said application programs comprise the steps of:

a) swiping said credit-debit card by said passenger through said card reader;

b) reading said information stored on said card;

c) printing a first receipt of said fare being charged to said passenger;

d) examining and verifying said first receipt by said passenger;

e) inputting a tip into said meter;

f) again swiping said card by said passenger through said card reader;

g) reading said information stored on said card to identify said charge account of a financial institution;

h) sending signals to a financial institution representative of the fare and tip being charged said passenger;

i) waiting for verification by said financial institution that said fare and tip is authorized and is charged to said charge account; and

j) printing a second receipt of said fare and tip being charged to said passenger.

16. The method according to claim 11 further comprising the step of interfacing and exchanging signals with the Internet.

17. The method according to claim 11 further comprising the step of interfacing and exchanging signals with a home base of said taxicab, so as to exchange operational messages between said taxicab and said home base.

18. The method according to claim 11 further comprising the step of interfacing and exchanging signals with other taxicabs.