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System for securing commercial transactions conducted on-line

  • US 6,405,177 B1
  • Filed: 04/28/2000
  • Issued: 06/11/2002
  • Est. Priority Date: 04/28/2000
  • Status: Expired due to Fees
First Claim
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1. A system for securing on-line commercial transactions, comprising:

  • a. means for conducting a commercial transaction on-line between a purchaser and an electronic retailer;

    b. a single-action component that in response to only a single action being performed by said purchaser, submits a request to secure said commercial transaction along with information about said commercial transaction to an insurance provider'"'"'s server, calculates an additional amount which said purchaser has to pay to secure said commercial transaction, and displays a total amount due from said purchaser for a secured commercial transaction; and

    c. means for sending to said purchaser a certificate of financial guarantee in response to said purchaser'"'"'s agreeing to pay said total amount due for said secured transaction.

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