Internet billing method

• US 6,411,940 B1
• Filed: 08/31/2000
• Issued: 06/25/2002
• Est. Priority Date: 07/07/1995
• Status: Expired due to Term

• Current Assignee: AT&T Intellectual Property I LP (AT&T, Inc.)
• Original Assignee: Netcraft Corporation
• Inventors: Egendorf, Andrew
• Primary Examiner(s): Millin, Vincent
• Assistant Examiner(s): Felten, Daniel S.
• Application Number:
  US09/653,449
• Time in Patent Office: 663 Days
• Field of Search: 705/40, 705/41, 705/42, 235/380, 235/379
• US Class Current: 705/40
• CPC Class Codes: G06Q 20/02 involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/10 specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/105 involving programming of a portable memory device, e.g. IC cards, "electronic purses"
• CPC Class Codes: G06Q 20/108 Remote banking, e.g. home banking
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/16 Payments settled via telecommunication systems
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/04 Billing or invoicing
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G06Q 30/0613 Third-party assisted
• CPC Class Codes: G06Q 30/0633 Lists, e.g. purchase orders, compilation or processing
• CPC Class Codes: G06Q 40/04 Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange

Abstract

An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bill the customer and remit to the vendor for products and services purchased over the Internet by the customer from the vendor. The provider creates access to the Internet for the customer. When the customer orders a product or service over the Internet from a vendor, transactional information transmitted between the customer and the vendor is also transmitted to the provider. The provider then bills the transaction amount to the customer and remits a portion of the transaction amount to the vendor, keeping the differential as a fee for providing the service. As a result of this method, there is no need for any customer account numbers or vendor account numbers to be transmitted over the Internet, thereby maintaining the security of that information.

Claims

1. An Internet billing method for a plurality of customers and a plurality of vendors of products and services for purchase transactions between a purchasing customer of the plurality of customers and a selling vendor of the plurality of vendors, wherein, for each purchase transaction of a product or service, the method comprising the steps of:

an Internet access provider which is neither the selling vendor nor the purchasing customer connecting the purchasing customer to the Internet for a period of time during which the purchase transaction is initiated; and

the Internet access provider charging the purchasing customer a transaction amount for the purchase transaction by the Internet access provider billing the transaction amount to an account of the purchasing customer.

2. The method of claim 1, wherein the account of the purchasing customer is an account with the Internet access provider.

3. The method of claim 1, wherein the account of the purchasing customer is an account for Internet access.

4. The method of claim 3, wherein the account for Internet access is with the Internet access provider.

5. The method of claim 1, wherein the Internet access provider is an on-line services company.

6. The method of claim 5, wherein the account of the purchasing customer is an account with the on-line services company Internet access provider.

7. The method of claim 5, wherein the account of the purchasing customer is an account for on-line services.

8. The method of claim 7, wherein the account for on-line services is with the on-line services company Internet access provider.

9. The method of claim 5, wherein the account of the purchasing customer is an account for Internet access.

10. The method of claim 9, wherein the account for Internet access is with the on-line services company Internet access provider.

11. The method of claim 1, wherein the Internet access provider is a telephone company.

12. The method of claim 11, wherein the account of the purchasing customer is an account with the telephone company Internet access provider.

13. The method of claim 11, wherein the account of the purchasing customer is an account for telephone service.

14. The method of claim 13, wherein the account for telephone service is with the telephone company Internet access provider.

15. The method of claim 11, wherein the account of the purchasing customer is an account for Internet access.

16. The method of claim 15, wherein the account for Internet access is with the telephone company Internet access provider.

17. The method of claim 1, wherein the Internet access provider is a cable television company.

18. The method of claim 17, wherein the account of the purchasing customer is an account with the cable television company Internet access provider.

19. The method of claim 17, wherein the account of the purchasing customer is an account for cable television service.

20. The method of claim 19, wherein the account for cable television service is with the cable television company Internet access provider.

21. The method of claim 17, wherein the account of the purchasing customer is an account for Internet access.

22. The method of claim 21, wherein the account for Internet access is with the cable television company Internet access provider.

23. The method of any one of claims 1 through 22, wherein the product or service purchased is delivered to the purchasing customer over the Internet.

24. The method of any one of claims 1 through 22, wherein the product or service purchased is delivered to the purchasing customer after the step of charging.

25. The method of any one of claims 1 through 22, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

26. The method of any one of claims 1 through 22, wherein the purchasing customer does not provide a billing account number to the selling vendor before the step of charging.

27. An Internet billing method for a plurality of customers and a plurality of vendors of products and services for purchase transactions between a purchasing customer of the plurality of customers and a selling vendor of the plurality of vendors, wherein, the purchasing customer is connected to the Internet by an Internet access provider and for each purchase transaction of a product or service, the method comprising the steps of:

the selling vendor initiating the purchase transaction with the purchasing customer over the Internet; and

the selling vendor receiving at least a portion of a transaction amount billed by the Internet access provider to an account of the purchasing customer for the purchase transaction.

28. The method of claim 27, wherein the account of the purchasing customer is an account with the Internet access provider.

29. The method of claim 27, wherein the account of the purchasing customer is an account for Internet access.

30. The method of claim 29, wherein the account for Internet access is with the Internet access provider.

31. The method of claim 27, wherein the Internet access provider is an on-line services company.

32. The method of claim 31, wherein the account of the purchasing customer is an account with the on-line services company Internet access provider.

33. The method of claim 31, wherein the account of the purchasing customer is an account for on-line services.

34. The method of claim 33, wherein the account for on-line services is with the on-line services company Internet access provider.

35. The method of claim 31, wherein the account of the purchasing customer is an account for Internet access.

36. The method of claim 35, wherein the account for Internet access is with the on-line services company Internet access provider.

37. The method of claim 27, wherein the Internet access provider is a telephone company.

38. The method of claim 37, wherein the account of the purchasing customer is an account with the telephone company Internet access provider.

39. The method of claim 37, wherein the account of the purchasing customer is an account for telephone service.

40. The method of claim 39, wherein the account for telephone service is with the telephone company Internet access provider.

41. The method of claim 37, wherein the account of the purchasing customer is an account for Internet access.

42. The method of claim 41, wherein the account for Internet access is with the telephone company Internet access provider.

43. The method of claim 27, wherein the Internet access provider is a cable television company.

44. The method of claim 43, wherein the account of the purchasing customer is an account with the cable television company Internet access provider.

45. The method of claim 43, wherein the account of the purchasing customer is an account for cable television service.

46. The method of claim 45, wherein the account for cable television service is with the cable television company Internet access provider.

47. The method of claim 43, wherein the account of the purchasing customer is an account for Internet access.

48. The method of claim 47, wherein the account for Internet access is with the cable television company Internet access provider.

49. The method of any one of claims 27 through 48, wherein the product or service purchased is delivered to the purchasing customer over the Internet.

50. The method of any one of claims 27 through 48, wherein the product or service purchased is delivered to the purchasing customer after the step of charging.

51. The method of any one of claims 27 through 48, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

52. The method of any one of claims 27 through 48, wherein the purchasing customer does not provide a billing account number to the selling vendor before the step of charging.

53. An Internet billing method for a plurality of customers and a plurality of vendors of products and services for purchase transactions between a purchasing customer of the plurality of customers and a selling vendor of the plurality of vendors, wherein, for each purchase transaction of a product or service, the method comprising the steps of:

an Internet access provider which is neither the selling vendor nor the purchasing customer connecting the purchasing customer to the Internet for a period of time;

the Internet access provider delivering the product or service of the purchase transaction over the connection to the Internet during the period of time; and

the Internet access provider charging the purchasing customer a transaction amount for the purchase transaction by billing the transaction amount to an account of the purchasing customer.

54. The method of claim 53, wherein the account of the purchasing customer is an account with the Internet access provider.

55. The method of claim 53, wherein the account of the purchasing customer is an account for Internet access.

56. The method of claim 55, wherein the account for Internet access is with the Internet access provider.

57. The method of claim 53, wherein the Internet access provider is an on-line services company.

58. The method of claim 57, wherein the account of the purchasing customer is an account with the on-line services company Internet access provider.

59. The method of claim 57, wherein the account of the purchasing customer is an account for on-line services.

60. The method of claim 59, wherein the account for on-line services is with the on-line services company Internet access provider.

61. The method of claim 57, wherein the account of the purchasing customer is an account for Internet access.

62. The method of claim 61, wherein the account for Internet access is with the on-line services company Internet access provider.

63. The method of claim 53, wherein the Internet access provider is a telephone company.

64. The method of claim 63, wherein the account of the purchasing customer is an account with the telephone company Internet access provider.

65. The method of claim 63, wherein the account of the purchasing customer is an account for telephone service.

66. The method of claim 65, wherein the account for telephone service is with the telephone company Internet access provider.

67. The method of claim 63, wherein the account of the purchasing customer is an account for Internet access.

68. The method of claim 67, wherein the account for Internet access is with the telephone company Internet access provider.

69. The method of claim 53, wherein the Internet access provider is a cable television company.

70. The method of claim 69, wherein the account of the purchasing customer is an account with the cable television company Internet access provider.

71. The method of claim 69, wherein the account of the purchasing customer is an account for cable television service.

72. The method of claim 71, wherein the account for cable television service is with the cable television company Internet access provider.

73. The method of claim 69, wherein the account of he purchasing customer is an account for Internet access.

74. The method of claim 73, wherein the account for Internet access is with the cable television company Internet access provider.

75. The method of any one of claims 53 through 74, wherein the transaction amount comprises an amount for the product or service of the purchase transaction.

76. The method of any one of claims 53 through 74, wherein the transaction amount comprises an amount for delivery of the product or service of the purchase transaction.

77. The method of any one of claims 53 through 74, wherein the product or service purchased is delivered before the step of charging.

78. The method of any one of claims 53 through 74, wherein the product or service purchased is delivered after the step of charging.

79. The method of any one of claims 53 through 74, wherein the selling vendor is not provided with a billing account number by the purchasing customer before the step of charging.

80. The method of any one of claims 53 through 74, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

81. The method of claim 75, wherein the product or service purchased is delivered before the step of charging.

82. The method of claim 76, wherein the product or service purchased is delivered before the step of charging.

83. The method of claim 75, wherein the product or service purchased is delivered after the step of charging.

84. The method of claim 76, wherein the product or service purchased is delivered after the step of charging.

85. The method of claim 75, wherein the selling vendor is not provided with a billing account number by the purchasing customer before the step of charging.

86. The method of claim 76, wherein the selling vendor is not provided with a billing account number by the purchasing customer before the step of charging.

87. The method of claim 75, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

88. The method of claim 76, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

89. The method of claim 81 or 82, wherein the selling vendor is not provided with a billing account number by the purchasing customer before the step of charging.

90. The method of claim 81 or 82, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

91. The method of claim 89, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

92. The method of claim 83 or 84, wherein the selling vendor is not provided with a billing account number by the purchasing customer before the step of charging.

93. The method of claim 83 or 84, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.

94. The method of claim 92, wherein the Internet access provider is not advised of the purchase transaction by the selling vendor before the step of charging.