Fraud detection through time analysis

• US 6,438,452 B1
• Filed: 01/31/2000
• Issued: 08/20/2002
• Est. Priority Date: 01/31/2000
• Status: Expired due to Fees

• Current Assignee: Marconi Commerce Systems, Inc.
• Original Assignee: Gilbarco Incorporated (Vontier Corp.)
• Inventors: Dickson, Timothy E.
• Primary Examiner(s): Ellis, Christopher P.
• Assistant Examiner(s): Tran, Khoi H.
• Application Number:
  US09/494,902
• Time in Patent Office: 932 Days
• Field of Search: 700/236, 700/241, 700/244, 137/486, 731/96, 222/52
• US Class Current: 700/244
• CPC Class Codes: B67D 7/0486 Pumps driven in response to electric signals indicative of pressure, temperature or liquid flow
• CPC Class Codes: G07F 13/025 wherein the volume is determined during delivery
• CPC Class Codes: G07F 9/02 Devices for alarm or indication, e.g. when empty; Advertising arrangements in coin-freed apparatus alarms or warning devices indicating the interruption of flow to be metered G07F15/10

Abstract

A fraud detection system within a fuel dispenser includes the ability to measure the amount of fuel dispensed through the fuel dispenser. The measurement is compared to a value independently created representing what the amount of fuel dispensed should approximate. If the values are not comparable, an alarm may be generated to indicate that the fuel dispenser has been modified to perpetrate fraud upon the customers. In particular, a reference used in the comparison is created by referring to an independent measurement of time required to complete the fueling transaction.

Claims

1. A method of detecting fraud in a fuel dispenser, wherein the fraud comprises reporting an amount of fuel in excess of the amount of fuel actually dispensed in a fueling transaction, said method comprising:

a) reporting an amount of fuel alleged to be dispensed on the fuel dispenser to create a reported amount;

b) comparing the reported amount to a reference related to an amount of time required to dispense fuel during the fueling transaction; and

c) determining if the reported amount is within a confidence interval of said reference to estimate a likelihood that the reported amount differs from the amount of fuel actually dispensed.

2. The method of claim 1 wherein the step of comparing the reported amount to a reference is performed by the fuel dispenser.

3. The method of claim 1 wherein the step of comparing the reported amount to a reference comprises the fuel dispenser comparing the reported amount to historically created data.

4. The method of claim 1 wherein the step of comparing the reported amount to a reference is performed remotely from the fuel dispenser.

5. The method of claim 1 wherein the step of comparing the reported amount to a reference comprises comparing the reported amount to historically created data remotely from the fuel dispenser.

6. The method of claim 1 wherein the step of comparing the reported amount to a reference comprises comparing the reported amount to historically created data.

7. The method of claim 6 wherein said historically created data is created by averaging data relating to a plurality of fueling transactions.

8. The method of claim 1 wherein the step of comparing the reported amount to a reference is performed by a central station computer.

9. The method of claim 1 wherein the step of comparing the reported amount to a reference is performed by a computer remote from a fueling environment in which the fuel dispenser is located.

10. The method of claim 1 wherein said reference is created from data relating to a plurality of fuel dispensers.

11. The method of claim 1 wherein said reference is created from data relating to a plurality of fuel dispensers at a plurality of fueling environments.

12. The method of claim 1 wherein said reference is generated from data garnered from a source remote from the fuel dispenser.

13. The method of claim 1 wherein said reference is generated from data garnered from a timer remote from the fuel dispenser.

14. The method of claim 1 wherein said reference is created from data garnered from at least a second fuel dispenser remote from the fuel dispenser.

15. The method of claim 1 further comprising making a plurality of comparisons during a single fueling transaction between the reported amount and an updated reference.

16. The method of claim 1 further comprising generating an alarm if said reported amount is within said confidence interval.

17. The method of claim 1 further comprising generating an alarm if said reported amount lies without said confidence interval.

18. The method of claim 1 further comprising generating an alarm if the step of comparing fails to be performed due to a failure to report the reference.

19. The method of claim 1 wherein the step of comparing the reported amount to a reference is performed by at least one location selected from the group comprising:

the fuel dispenser;

a central station computer; and

a computer remote from a fueling environment in which the fuel dispenser is located.

20. A computer readable medium containing software configured to perform the method of claim 1.

21. A method of detecting fraud in a fueling environment, wherein the fraud comprises reporting on a fuel dispenser an amount of fuel differs from the amount of fuel actually dispensed in a fueling transaction, said method comprising:

a) averaging reported amounts for a plurality of fueling transactions occurring in the fueling environment;

b) reporting an average reported amount to a computer remote from the fueling environment;

c) comparing the average reported amount to a reference related to an amount of time required to complete a fueling transaction; and

d) determining if the average reported amount are within a confidence interval of said reference to estimate a likelihood that the average reported amounts exceed an average amount of fuel actually dispensed.

22. The method of claim 21 wherein the step of comparing the average reported amount to a reference is performed by a computer remote from the fueling environment.

23. The method of claim 21 wherein the step of comparing the average reported amount to a reference comprises calculating the reference from historically created data.

24. The method of claim 23 wherein calculating the reference comprises collating data from a plurality of fueling environments, each including at least one fuel dispenser.

25. The method of claim 23 further comprising generating an alarm if the fueling environment fails to report the average reported amount.

26. A computer readable medium containing software configured to perform the method of claim 23.

27. A fuel dispenser configured to detect fraud in a fueling transaction wherein the fraud comprises reporting an amount of fuel differing from the amount of fuel actually dispensed in a fueling transaction, said fuel dispenser comprising:

a) a fuel delivery path to deliver fuel to a vehicle;

b) a user interface for reporting an amount of fuel allegedly dispensed; and

c) a control system for controlling said fuel delivery path, wherein said control system determines a reference related to an amount of time required to complete the fueling transaction and compares said reference to a reported amount of fuel alleged to be dispensed through the fuel delivery path during the fueling transaction and wherein said control system determines if the reported amount is within a confidence interval of said reference to estimate a likelihood that the reported amount exceeds the amount of fuel actually dispensed.

28. The fuel dispenser of claim 27 wherein said reference is calculated by said control system.

29. The fuel dispenser of claim 27 wherein said reference is calculated at a location remote from said fuel dispenser.

30. The fuel dispenser of claim 27 wherein said reference is calculated from historically created data.

31. The fuel dispenser of claim 30 wherein said historically created data is accumulated over a plurality of fueling transactions.

32. The fuel dispenser of claim 27 wherein said control system makes a plurality of comparisons during a single fueling transaction between concurrently reported amounts of fuel dispensed and a reference.

33. The fuel dispenser of claim 27 wherein said control system is configured to pass the data to a central station computer.

34. The fuel dispenser of claim 27 wherein said control system is configured to pass the data to a computer remote from the fuel dispenser.

35. A central station computer configured to detect fraud in a fueling transaction wherein the fraud comprises reporting an amount of fuel differing from the amount of fuel actually dispensed in a fueling transaction, said central station computer configured to:

receive a reported amount of fuel alleged to be dispensed on a fuel dispenser;

compare the reported amount to a reference related to the amount of time required to complete the fueling transaction; and

determine if the reported amount is within a confidence interval of said reference to estimate a likelihood that the reported amount differs from an amount of fuel actually dispensed.

36. The central station computer of claim 35 wherein said computer is further configured to generate said reference from a plurality of fuel dispensers.

37. The central station computer of claim 35 wherein said computer is further configured to perform a plurality of comparisons during a single fueling transaction.

38. The central station computer of claim 35 wherein said reference is determined with historically created data generated by the fuel dispenser.

39. The central station computer of claim 35 wherein said reference is determined with data generated remotely from the fuel dispenser.

40. A computer remote from a fueling environment configured to detect fraud in a fuel dispenser wherein the fraud comprises reporting an amount of fuel differing from the amount of fuel actually dispensed in a fueling transaction, said computer configured to:

receive data related to a reported amount of fuel alleged to be dispensed on a fuel dispenser;

compare the data related to a reported amount to a reference related to the amount of time required to complete the fueling transaction; and

determine if the data related to the reported amount is within a confidence interval of said reference to estimate a likelihood that the reported amount differs from the amount of fuel actually dispensed.

41. The computer of claim 40 wherein the data related to a reported amount of fuel alleged to be dispensed on a fuel dispenser comprises a fueling environment average.

42. The computer of claim 40 wherein the data related to a reported amount of fuel allged to be dispensed on a fuel dispenser comprises an average reported amount from a single fuel dispenser accumulated over a plurality of fueling transaction.

43. The computer of claim 40 wherein said reference is determined by comparing data from a plurality of fueling environments.

44. The computer of claim 40 wherein said computer is configured to generate an alarm if said computer fails to receive the data.

45. A computer readable medium comprising software configured to determine inferentially if fraud is being perpetrated at a fuel dispenser, wherein the fraud comprises reporting to a consumer an amount of fuel alleged to be dispensed that differs from an amount of fuel actually dispensed in a fueling transaction, said software configured to compare a reference derived from an amount of time required to perform a fueling transaction to the reported amount to determine if the reported amount is within a confidence interval of said reference to estimate a likelihood that the reported amount differs from the amount of fuel actually dispensed.