Apparatus and method for issuing documents of value

• US 6,478,220 B2
• Filed: 10/26/1999
• Issued: 11/12/2002
• Est. Priority Date: 10/04/1996
• Status: Expired due to Term

• Current Assignee: Western Union
• Original Assignee: First Data Corporation (Fiserv Incorporated)
• Inventors: Stoutenburg, Earney, Vogt, Paul J., Seifert, Dean Alan
• Primary Examiner(s): Frech, Karl D.
• Application Number:
  US09/427,516
• Publication Number:
  US 20020005431A1
• Time in Patent Office: 1,113 Days
• Field of Search: 235/379, 235/380, 235/385, 235/382, 902/18, 902/17, 902/8, 902/22, 380/51, 109/56, 109/59.T
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/403 Solvency checks
• CPC Class Codes: G07F 17/26 for printing, stamping, franking, typing or teleprinting apparatus ticket printing or the like apparatus G07F17/42
• CPC Class Codes: G07F 17/42 for ticket printing or like apparatus , e.g. apparatus for dispensing of printed paper tickets or payment cards
• CPC Class Codes: G07F 5/18 specially adapted for controlling several coin-freed apparatus from one place
• CPC Class Codes: G07F 9/002 Vending machines being part of a centrally controlled network of vending machines
• CPC Class Codes: G07G 1/14 Systems including one or more distant stations co-operating with a central processing unit data transmission in general H04L; telemetry systems for selectively calling a substation from a main station H04Q9/00
• CPC Class Codes: G07G 5/00 Receipt-giving machines cash registers giving receipts G07G1/00

Abstract

An apparatus and method for issuing documents of value such as money orders, gift certificates, utility remittances, phone card, payroll, etc. includes a compartment for receiving substrates on which information associated with a document of value is printed, a code reader which reads codes uniquely associated with each substrate from the substrates, a printer that prints information on the substrates, and a control terminal for controlling the code reader and printer. The control terminal is configured for communication with the code reader and for detection and recordation of the codes uniquely associated with each substrate. The control terminal detects and records deviations from an expected order of the codes uniquely associated with the substrates upon the substrates being received in the apparatus. An additional aspect of the control terminal is as a print access controller permitting physical access to a portion of the printer upon receipt of an access code. A further aspect of the control terminal includes connecting with a system for modification of a portion of the apparatus. A further aspect of the apparatus is voiding substrates.

Claims

1. An apparatus for issuing documents of value, comprising:

a vault for receiving document of value substrates;

a printer, coupled with the vault, for printing on the document of value substrates, the printer receiving the document of value substrates from the vault;

a printer access controller, configured for receiving an access code and further configured for making a determination whether the access code authorizes a physical access to the vault and selectively permitting the physical access to the vault responsive to the determination, and including software running the printer access controller to automatically change the access code daily according to a predetermined algorithm.

2. The apparatus of claim 1, wherein said access code identifies the individual seeking access to the printer.

3. The apparatus of claim 2, wherein a time at which the printer is accessed is recorded.

4. The apparatus of claim 3, wherein the printer automatically issues a periodic report indicating the times at which the printer has been accessed and the operator who accesses the printer.

5. The apparatus of claim 4, wherein the access codes and access times are stored in a non-volatile memory.

6. The apparatus of claim 5, wherein the nonvolatile memory comprises a volatile memory and a battery back-up.

7. The apparatus of claim 1, wherein a plurality of individuals have individually assigned access codes, some of the access codes permitting access to the printer.

8. The apparatus of claim 7, wherein the access codes assigned to at least one high security individual permits the high security individual to perform activities that are not allowed to the other individuals.

9. The apparatus of claim 1, wherein the printer access controller permits access to at least a portion of the printer upon receipt of any of a plurality of access codes, and further wherein the access code comprise different security clearance levels.

10. The apparatus of claim 1, wherein the access code is a function of the date and/or a unique code identifying the machine.

11. The apparatus of claim 1, wherein said access code is received in connection with a procedure requiring a physical access to the vault, and said determination is based on said procedure and said access code.