System for card to card transfer of secure data

• US 6,502,748 B2
• Filed: 05/13/2002
• Issued: 01/07/2003
• Est. Priority Date: 10/14/1999
• Status: Expired due to Fees

• Current Assignee: Eric L. Nelson, Jon N. Berg
• Original Assignee: Eric L. Nelson, Jon N. Berg
• Inventors: Nelson, Eric L., Berg, Jon N.
• Primary Examiner(s): Lee, Michael G.
• Assistant Examiner(s): FUREMAN, JARED
• Application Number:
  US10/145,076
• Publication Number:
  US 20020130187A1
• Time in Patent Office: 239 Days
• Field of Search: 235/379, 235/441, 235/487, 235/492, 235/380, 902/25, 902/26, 705/39, 705/41, 705/44, 361/737, 382/124
• US Class Current: 235/379
• CPC Class Codes: G06K 19/04 characterised by the shape
• CPC Class Codes: G06K 19/0728 the arrangement being an optical or sound-based communication interface
• CPC Class Codes: G06K 19/077 Constructional details, e.g. mounting of circuits in the carrier
• CPC Class Codes: G06K 19/07703 the interface being visual
• CPC Class Codes: G06K 19/07749 the record carrier being capable of non-contact communication, e.g. constructional details of the antenna of a non-contact smart card
• CPC Class Codes: G06K 7/0008 General problems related to the reading of electronic memory record carriers, independent of its reading method, e.g. power transfer
• CPC Class Codes: G06K 7/0021 for reading/sensing record carriers having surface contacts
• CPC Class Codes: G06Q 20/3415 Cards acting autonomously as pay-media
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A smart card stores secure data, such as monetary values, and selectively transfers the secure data to or receives the secure data from a compatible smart card. The smart card includes a data storage device that stores the secure data. An identification input system receives identification input from a user. Control circuitry is responsive to the identification input to transfer secure data into the data storage device from a compatible smart card or to transfer secure data out of the data storage device to a compatible smart card when the control system determines from the identification input that the transfer is authorized. A data transfer interface in an edge of one card couples directly to a like interface in a slot of the other card to enable the secure data to be transferred between the two cards when the two cards are moved relative to each other.

Claims

1. A smart card that stores secure data and that selectively transfers secure data to and receives secure data from a compatible smart card, the smart card comprising:

a data storage device that stores secure data;

an identification input system on the smart card that receives identification input from a user;

control circuitry that controls the transfer of secure data into and out of the data storage device, the control circuitry coupled to the identification input system and responsive to the identification input received by the identification input system to selectively transfer secure data when the control circuitry determines from the identification input that the transfer is authorized; and

a data transfer interface that couples directly to an interface on the compatible smart card to enable secure data to be transferred between the smart card and the compatible smart card when authorized by the control circuitry, the data transfer interface comprising a coupling in a slot along an edge of the smart card, wherein the data are transferred by sliding the interface of the compatible card through the slot of the smart card.

2. The smart card of claim 1, wherein the data transfer interface comprises a magnetic coupling.

3. The smart card of claim 1, wherein the identification input system on the smart card includes a keypad and display coupled to the control circuitry.

4. The smart card of claim 1, wherein the identification input system on the smart card comprises a fingerprint sensor coupled to the control circuitry.

5. The smart card of claim 1, wherein the control circuitry includes a microprocessor.

6. The smart card of claim 1, wherein the secure data represents monetary values.

7. A portable system for electronic transfer of secure data comprising:

first and second smart cards, each of the first and second smart cards comprising;

a data storage device that stores secure data;

an identification input system on the smart card that receives identification input from a user;

control circuitry that controls the transfer of secure data into and out of the data storage device, the control circuitry coupled to the identification input system and responsive to the identification input received by the identification input system to selectively transfer secure data when the control circuitry determines from the identification input that the transfer is authorized; and

a first data transfer interface on the first smart card that couples directly with a second data transfer interface on the second smart card to enable secure data to be transferred between the first and second cards when authorized by the control circuitry, wherein the first data transfer interface comprises a slot along an edge of the first smart card and wherein the secure data are transferred by sliding the second data transfer interface of the second smart card through the slot of the first smart card.

8. The portable system of claim 7, wherein each of the first and second data transfer interfaces comprises a magnetic coupling.

9. The portable system of claim 7, wherein each smart card includes a keypad and display coupled to the control circuitry.

10. The portable system of claim 7, wherein the identification input system on at least one of the smart cards comprises a fingerprint sensor coupled to the control circuitry.

11. The portable system of claim 7, wherein the control circuitry includes a microprocessor.

12. The portable system of claim 7, wherein the secure data represents monetary values.