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Check writing point of sale system

  • US 6,547,129 B2
  • Filed: 03/11/2002
  • Issued: 04/15/2003
  • Est. Priority Date: 12/31/1996
  • Status: Expired
First Claim
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1. A checkwriting system comprising:

  • (a) a terminal adapted to receive consumer bank account information from any bank check;

    (b) the terminal further adapted to receive consumer bank account information from a consumer communicating with the terminal over the Internet;

    (c) a central computer system;

    (d) first communications means for electronic communications between said terminal and the central computer system;

    (e) second communication means for receiving information from a plurality of said terminals; and

    (f) the central computer system second communication means enabling said central computer system to communicate with external databases for performing a consumer bank account status search and further enabling automated clearing house communication for transferring funds without using the bank check as a negotiable instrument.

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