ATM video advertising

• US 6,567,842 B2
• Filed: 03/11/2002
• Issued: 05/20/2003
• Est. Priority Date: 04/22/1999
• Status: Expired due to Term

• Current Assignee: Ent Services Development Corporation LP (DXC Technology Company)
• Original Assignee: Electronic Data Systems Corporation (Perspecta, Inc.)
• Inventors: Kirschner, Hope L., De Leo, Stephen Lebro, Rosenzweig, Michael J.
• Primary Examiner(s): Coulter, Kenneth R.
• Application Number:
  US10/095,924
• Publication Number:
  US 20020095341A1
• Time in Patent Office: 435 Days
• Field of Search: 705/14, 705/43, 709/200, 235/379
• US Class Current: 709/200
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0207 Discounts or incentives, e.g. coupons or rebates
• CPC Class Codes: G06Q 30/0241 Advertisements
• CPC Class Codes: G06Q 30/0261 based on user location

Abstract

Message files preferably comprising MPEG video messages are provided to transaction terminals for display of non-transaction messages to users during a terminal transaction. The messages are selected and displayed upon transaction approval. Operation of the terminal in accordance with transaction approval, i.e., to dispense cash or print a record, is initiated during the interval when the selected message is displayed.

Claims

1. A system for providing non-transaction messages during a user transaction, comprising:

a terminal processor operable to receive message files and transaction data;

a monitor operable to display message files and transaction data as selected by the terminal processor in response to a transaction request by a user, the terminal processor operable to provide a sequence of transaction messages to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to provide a non-transaction message selected from the message files to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to interpose the non-transaction message into the sequence of transaction messages, the transaction processor operable to provide an indication during the non-transaction message that the transaction request is being processed.

2. The system of claim 1, wherein the terminal processor is operable to receive a configuration file, the configuration file operable to control selection and presentation of the non-transaction message from the message files.

3. The system of claim 1, wherein the terminal processor is operable to receive the message files by satellite communications.

4. The system of claim 1, wherein the terminal processor is operable to receive the message files by physical telecommunications link communications.

5. The system of claim 1, wherein the message files include header information identifying the terminal processor as a destination.

6. The system of claim 1, further comprising:

a printer operable to provide printed information associated with the non-transaction message.

7. The system of claim 1, further comprising:

a dispenser operable to dispense material associated with the non-transaction message.

8. The system of claim 2, wherein the configuration file is operable to determine that the non-transaction message be selected from the message files according to identity information associated with the user.

9. The system of claim 2, wherein the configuration file is operable to determine that the non-transaction message be selected from the message files according to the transaction data associated with the transaction request.

10. The system of claim 2, wherein the configuration file is effective until replaced by another configuration file.

11. A system for providing non-transaction messages during a user transaction, comprising:

means for receiving message files, the message files including non-transaction messages;

means for receiving transaction data associated with a transaction request;

means for providing a sequence of transaction messages in response to the transaction request;

means for selecting a non-transaction message in response to the transaction request;

means for displaying the sequence of transaction messages;

means for interposing the selected non-transaction message in the displayed sequence of transaction messages;

means for providing an indication during the non-transaction message that the transaction request is being processed.

12. The system of claim 11, further comprising:

means for providing material associated with the non-transaction message.

13. The system of claim 11, further comprising:

means for storing the message files.

14. A method for providing non-transaction messages during a user transaction, comprising:

receiving a plurality of message files, each message file including non-transaction messages;

receiving transaction data associated with a transaction request;

generating a sequence of transaction messages associated with the transaction request;

selecting a non-transaction message in response to criteria associated with the transaction request;

interposing the selected non-transaction message in the sequence of transaction messages;

displaying the sequence of transaction messages with the interposed non-transaction message;

providing an indication during the non-transaction message that the transaction request is being processed.

15. The method of claim 14, further comprising:

providing material associated with the non-transaction message.

16. The method of claim 14, wherein criteria used in selecting the non-transaction method includes any of time of day of the transaction request, geographical location of the transaction request, identity of an originator of the transaction request, and transaction data associated with the transaction request.

17. A system for providing non-transaction messages during a user transaction, comprising:

a terminal processor operable to receive message files and transaction data;

a monitor operable to display message files and transaction data as selected by the terminal processor in response to a transaction request by a user, the terminal processor operable to provide a sequence of transaction messages to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to provide a non-transaction message selected from the message files to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to interpose the non-transaction message into the sequence of transaction messages;

wherein the terminal processor is operable to receive a configuration file, the configuration file operable to control selection and presentation of the non-transaction message from the message files;

wherein the configuration file is operable to determine that the non-transaction message be selected from the message files according to a pre-determined rotation of non-transaction messages in the message files.

18. The system of claim 17, wherein the physical telecommunications link communications is performed over a telephone line.

19. The system of claim 17, wherein the physical telecommunications link communications is performed over a fiber optic link.

20. A system for providing non-transaction messages during a user transaction, comprising:

a terminal processor operable to receive message files and transaction data;

a monitor operable to display message files and transaction data as selected by the terminal processor in response to a transaction request by a user, the terminal processor operable to provide a sequence of transaction messages to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to provide a non-transaction message selected from the message files to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to interpose the non-transaction message into the sequence of transaction messages;

wherein the terminal processor is operable to receive a configuration file, the configuration file operable to control selection and presentation of the non-transaction message from the message files;

wherein the configuration file is operable to determine that the non-transaction message be selected from the message files according to a time of day of the transaction request.

21. A system for providing non-transaction messages during a user transaction, comprising:

a terminal processor operable to receive message files and transaction data;

a monitor operable to display message files and transaction data as selected by the terminal processor in response to a transaction request by a user, the terminal processor operable to provide a sequence of transaction messages to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to provide a non-transaction message selected from the message files to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to interpose the non-transaction message into the sequence of transaction messages;

wherein the terminal processor is operable to receive a configuration file, the configuration file operable to control selection and presentation of the non-transaction message from the message files;

wherein the configuration file is operable to prioritize non-transaction messages in the message files such that certain non-transaction messages are selected more frequently than other non-transaction messages.

22. A system for providing non-transaction messages during a user transaction, comprising:

a terminal processor operable to receive message files and transaction data;

a monitor operable to display message files and transaction data as selected by the terminal processor in response to a transaction request by a user, the terminal processor operable to provide a sequence of transaction messages to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to provide a non-transaction message selected from the message files to the monitor for display to the user in response to the transaction data and the transaction request, the terminal processor operable to interpose the non-transaction message into the sequence of transaction messages;

wherein the terminal processor is operable to receive a configuration file, the configuration file operable to control selection and presentation of the non-transaction message from the message files;

wherein the configuration file is effective for a predetermined time period.